3102 Terra Seca Trl, Jamul, CA 91935 Property Records

San Diego County property record for 3102 Terra Seca Trl, Jamul, CA 91935

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,292 sqft · built 1986
Lot Size	2.2 acres (95,832 sqft)
Owner	2 Individual Names on Record
Last Sale	$735,000 (Apr 2023)
Tax Bill	$9,308 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2023 Mortgage + 4 more
Flood Zone	Zone D (undetermined)
APN	`596-152-17-00`

Property Details

APN / Parcel Number

Primary APN	`596-152-17-00`
Alternative APN	`5961504600`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,292 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Tile
Lot Area	95,832 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Old Parcel Number	5961504600
Street Address	3102 TERRA SECA TRL
City	JAMUL
State	CA
Zip	91935-3301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	SEC 2-17-1E LOT 3 ALL SLY OF DOC4276REC69 IN ELY300 FT OF
Legal Range	01E
Legal Township	17
Legal Section	02
Legal Subdivision	SAN BERNARDINO BASE & MERIDIAN
Legal Block	1
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	JAMUL
Census Block Group	1
Census Block	1001
Census Tract	21304

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3102 TERRA SECA TRL, JAMUL, CA 91935-3301
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage MISSION FEDERAL CREDIT UNION
Oct 2, 2023	Deed of Trust, Mortgage · Conventional Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Apr 13, 2023	Grant Deed, Transfer · Conventional Mortgage MISSION FCU
May 18, 2022	Intrafamily Transfer, Transfer
Jun 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 17, 2017	Grant Deed, Transfer · Conventional Mortgage PERL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2023 · Amount on Record
Deed Sale	Apr 13, 2023 · Amount on Record
Prior Sale	Mar 17, 2017 · Amount on Record
Deed Document Number	202397124
Prior Transfer Date	May 6, 2022
Prior Transfer Doc	0000213479
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 1, 2026
Property Address	3102 TERRA SECA TRL, JAMUL, CA 91935-3301
Document Number	0000156599
Instrument Date	May 26, 2026
Instrument	2026156599
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	3102 TERRA SECA TRL, JAMUL, CA 91935-3301
Investor	Possibly a Property Investor

Mortgage

Document Number	0000156599,
Date	Jun 1, 2026
Instrument	2026156599

Lender

Name	MISSION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3102 TERRA SECA TRL, JAMUL, CA 91935-3301
Transaction Type	Mortgage
Record Updated	Oct 11, 2023
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3102 TERRA SECA TRL, JAMUL, CA 91935-3301

Mortgage

Document Number	0000266245
Date	Oct 2, 2023
Instrument	2023-0266245

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 13, 2023
Property Address	3102 TERRA SECA TRL, JAMUL, CA 91935-3301
Document Number	0000097124
Instrument Date	Apr 3, 2023
Instrument	2023-0097124
Transaction Type	Transfer
Record Updated	Apr 24, 2023
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3102 TERRA SECA TRL, JAMUL, CA 91935-3301

Mortgage

Document Number	0000097125
Date	Apr 13, 2023
Instrument	2023-0097125

Lender

Name	MISSION FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	May 1, 2028
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	7.87%
Index	1-Year T-Bill
Margin	2
Max Rate	10.8%

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 18, 2022
Property Address	3102 TERRA SECA TRL, JAMUL, CA 91935-3301
Document Number	0000213479
Instrument Date	May 6, 2022
Instrument	2022-0213479
Transaction Type	Transfer
Record Updated	May 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3102 TERRA SECA TRL, JAMUL, CA 91935-3301

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3102 TERRA SECA TRL, JAMUL, CA 91935-3301
Transaction Type	Mortgage
Record Updated	Jul 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3102 TERRA SECA TRL, JAMUL, CA 91935-3301

Mortgage

Document Number	0000460411
Date	Jun 24, 2021
Instrument	2021-0460411

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 17, 2017
Property Address	3102 TERRA SECA TRL, JAMUL, CA 91935-3301
Document Number	0000123878
Instrument Date	Mar 13, 2017
Instrument	2017-0123878
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TITLE 365 COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8519 ABLETTE RD, SANTEE, CA 92071-4503

Mortgage

Document Number	0000123879
Date	Mar 17, 2017
Instrument	2017-0123879

Lender

Name	PERL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Jamul-Dulzura Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$779,985 (+2%) Land $303,328 Building $476,657
2025	$9,308.00 (+61.88%)	$764,692 (+64.39%) Land $297,381 Building $467,311
2023	$5,750.00 (+2.4%)	$465,165 Land $180,898 Building $284,267
2022	$5,615.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 77% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Sycuan tribal government · serves 12,350 people · EPA ID 090605024
Water Source	Purchased surface water from PADRE DAM MWD
Last State Inspection	Aug 2023
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, OTAY WATER DISTRICT
Lead	3 ppb (2025) action level 15 ppb
Copper	1.53 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: SDWISP.

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