3102 Susan Ave S, Lehigh Acres, FL 33976 Property Records

Lee County property record for 3102 Susan Ave S, Lehigh Acres, FL 33976

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,891 sqft · built 2007
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on File
Last Sale$329,000 (Jun 2023)
Tax Bill$3,353 (2025)
Deeds & MortgagesJun 2026 Mortgage
Jun 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN11-45-26-04-00031.0050

Property Details

APN / Parcel Number

Primary APN11-45-26-04-00031.0050
Alternative APNs
  • 11-45-26-L1-04031.0050
  • 261145L1040310050
  • 10347061

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,891 sqft Living Area
Gross Area2,428 sqft
1st Floor Area1,744 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2008
Architectural StyleRanch
Exterior MaterialConcrete Block/Stucco
Roof TypeCathedral/Clerestory
Roof MaterialAsphalt
Lot Area10,890 sqft (0.25 acres)
Garage TypeAttached
Garage Area477 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area207 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10347061
Street Address3102 SUSAN AVE S
CityLEHIGH ACRES
StateFL
Zip33976-4332
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1
Legal DescriptionLEHIGH ACRES UNIT 4 BLK 31 PB 15 PG 97 LOT 5
Legal Range26E
Legal Township45S
Legal Section11
Legal SubdivisionLEHIGH ACRES
Legal Tract04
Legal Block31
Legal Lot Number5
Legal Unit4
JurisdictionLEE FL
Township / Civil DivisionLEHIGH ACRES
Census Block Group2
Census Block2017
Census Tract40302

Owner

3102 Susan Ave S is owned and occupied by two individuals who bought it in June 2023.

Source: Lee County records, as of October 15, 2026

Owner of Record2 Individual Names on File
Mailing Address3102 SUSAN AVE S, LEHIGH ACRES, FL 33976-4332
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2026Deed of Trust, Mortgage · FHA Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Jun 29, 2023Deed of Trust, Mortgage · FHA Mortgage
FBC MORTGAGE LLC
Jun 27, 2023Warranty Deed, Transfer · FHA Mortgage
FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 27, 2023 · Amount on File
Deed SaleJun 27, 2023 · Amount on File
Prior SaleOct 26, 2016 · Amount on File
Deed Document Number2023222712
Prior Transfer DateMar 2, 2006
Prior Transfer Doc0000226680
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Recording DateJun 23, 2026
Property Address3102 SUSAN AVE S, LEHIGH ACRES, FL 33976-4332
Document Number0000166477
Instrument DateMay 27, 2026
Instrument2026166477
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3102 SUSAN AVE S, LEHIGH ACRES, FL 33976-4332

Mortgage

Document Number0000166477,
DateJun 23, 2026
Instrument2026166477
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPMEN
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term322 Months
DueApr 1, 2053
Interest
Rate6.3%
Max Rate-1%

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address3102 SUSAN AVE S, LEHIGH ACRES, FL 33976-4332
Transaction TypeMortgage
Record UpdatedDec 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3601 11TH ST SW, LEHIGH ACRES, FL 33976-2840

Mortgage

Document Number0000226174
DateJun 29, 2023
Instrument2023000226174
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
AddressORLANDO, FL 32801
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term358 Months
DueApr 1, 2053

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateJun 27, 2023
Property Address3102 SUSAN AVE S, LEHIGH ACRES, FL 33976-4332
Document Number0000222712
Map ReferenceMB 15 PG 97
Instrument DateMar 31, 2023
Instrument2023000222712
Transaction TypeTransfer
Record UpdatedDec 26, 2025
Title CompanyAGI TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,303.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3102 SUSAN AVE S, LEHIGH ACRES, FL 33976-4332

Transferred To (Grantee/Buyer)

NameVerified Name
Address3102 SUSAN AVE S, LEHIGH ACRES, FL 33976-4332

Mortgage

Document Number0000222713
DateJun 27, 2023
Instrument2023000222713
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
AddressORLANDO, FL 32801
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term358 Months
DueApr 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 3102 Susan Ave S was $3,353 with a homeowner's exemption.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$256,499 (+2.7%)$256,933 (+2.87%) Land $24,223 Building $232,710
2025$3,353.00 Homeowner's exemption$249,756 Land $21,803 Building $227,953$249,756 Land $21,803 Building $227,953
2023$1,938.00 (+6.19%) Homeowner's exemption$136,070 (+3%)$269,513 (+16.46%) Land $15,191 Building $254,322
2022$1,825.00 Homeowner's exemption$132,107$231,430 Land $10,128 Building $221,302

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3102 Susan Ave S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3102 Susan Ave S is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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