3102 Squirrel Holw, Somerset, CA 95684 Property Records

El Dorado County property record for 3102 Squirrel Holw, Somerset, CA 95684

Property Summary

Property Type	Rural Home
Details	2 bd · 3.5 ba · 2,808 sqft · built 2016
Lot Size	11 acres (481,774 sqft)
Owner	2 Individual Names on File
Last Sale	$827,500 (Apr 2026)
Tax Bill	$7,349 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`046-710-005-000`

Property Details

APN / Parcel Number

Primary APN	`046-710-005-000`
Alternative APNs	`04671005100` `0467100510`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,808 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Wood
Lot Area	481,774 sqft
View / Lot	Average

Utilities, Heating & Cooling

Water Source	Well

Location & Zoning

Street Address	3102 SQUIRREL HOLW
City	SOMERSET
State	CA
Zip	95684
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RE10
Legal Description	L 55 RIVER PINES EST #3
Legal Subdivision	RIVER PINES EST #3
Legal Lot Number	55
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	3
Census Block	3028
Census Tract	31409

Owner

3102 Squirrel Holw, a rural home, is owned and occupied by two individuals who bought it in April 2026.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3102 SQUIRREL HOLW, SOMERSET, CA 95684
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Jul 28, 2021	Deed of Trust, Mortgage · Line of Credit ALASKA USA FCU
Apr 13, 2026	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION
Jul 15, 2022	Intrafamily Transfer, Transfer
Sep 26, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2026 · Amount on File
Deed Sale	Apr 13, 2026 · Amount on File
Prior Sale	Sep 9, 2014 · Amount on File
Deed Document Number	202612056
Prior Transfer Date	Sep 20, 2019
Prior Transfer Doc	0000040570
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3102 SQUIRREL HOLW, SOMERSET, CA 95684
Transaction Type	Mortgage
Record Updated	Apr 21, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3102 SQUIRREL HOLW, SOMERSET, CA 95684

Mortgage

Document Number	0000049012
Date	Jul 28, 2021
Instrument	2021-0049012

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3102 SQUIRREL HOLW, SOMERSET, CA 95684
Transaction Type	Mortgage
Record Updated	Apr 21, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3102 SQUIRREL HOLW, SOMERSET, CA 95684

Mortgage

Document Number	0000049013
Date	Jul 28, 2021
Instrument	2021-0049013

Lender

Name	ALASKA USA FCU
Type	Credit Union
Address	ANCHORAGE, AK 99519

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 27, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Apr 13, 2026
Property Address	3102 SQUIRREL HOLW, SOMERSET, CA 95684
Document Number	0000012056
Instrument Date	Apr 13, 2026
Instrument	202612056
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	E-PLACER TITLE, PLACER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$91,935.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3102 SQUIRREL HOLW, SOMERSET, CA 95684

Mortgage

Document Number	0000012057,
Date	Apr 13, 2026
Instrument	202612057

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Jul 15, 2022
Property Address	3102 SQUIRREL HOLW, SOMERSET, CA 95684
Document Number	0000030109
Map Reference	MB H PG 18
Instrument Date	Jul 14, 2022
Instrument	2022-0030109
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3102 SQUIRREL HOLLOW, MOUNT AUKUM, CA 95656
Investor	Possibly a Property Investor

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Sep 26, 2019
Property Address	3102 SQUIRREL HOLW, SOMERSET, CA 95684
Document Number	0000040570
Map Reference	MB H PG 18
Instrument Date	Sep 20, 2019
Instrument	2019-0040570
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 24, SCOTIA, CA 95565-0024
Investor	Possibly a Property Investor

Mortgage

Document Number	0000040571
Date	Sep 26, 2019
Instrument	2019-0040571

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3102 Squirrel Holw was $7,349, up 2% from the year before.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Pioneer Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$685,362 (+2%) Land $116,451 Building $568,911
2025	$7,349.00 (+1.96%)	$671,924 Land $114,168 Building $557,756
2024	$7,208.00 (+1.97%)
2023	$7,069.00 (+1.73%)	$645,835 Land $109,736 Building $536,099
2022	$6,949.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3102 Squirrel Holw in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3102 Squirrel Holw is very high, ranking above 93% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 77% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Rocky Ridge Wireless, Verizon.

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