3102 SE Clayton St, Stuart, FL 34997 Property Records

Martin County property record for 3102 SE Clayton St, Stuart, FL 34997

Property Summary

Property Type	Duplex
Details	2 bd · 4 ba · 2,160 sqft · built 1977
Lot Size	0.202 acres (8,799 sqft)
Owner	Company Name on File
Last Sale	$466,200 (Dec 2023)
Tax Bill	$6,814 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`37-38-41-007-054-0009.0-7-0000`

Property Details

APN / Parcel Number

Primary APN	`37-38-41-007-054-0009.0-7-0000`
Alternative APNs	`37-38-41-007-054-00090-7` `33721`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Total Rooms	4 Rooms
Units	4 Units
Stories	1 Story
Building Area	2,160 sqft Living Area
1st Floor Area	2,160 sqft
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1992
Architectural Style	Duplex Single
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,799 sqft (0.202 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Porch	Open Concrete/Masonry Porch
Porch Area	232 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	33721
Street Address	3102 SE CLAYTON ST
City	STUART
State	FL
Zip	34997-5112
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3B
Legal Description	GOLDEN GATE LOTS 9 11 & 13 BLK 54 OR 350/1542
Legal Range	41E
Legal Township	38S
Legal Section	37
Legal Subdivision	GOLDEN GATE
Legal Block	54
Legal Lot Number	9
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2012
Census Tract	1301

Owner

3102 SE Clayton St, a duplex, is owned by a company that bought it in December 2023.

Source: Martin County records, as of September 29, 2026

Owner of Record	Company Name on File
Mailing Address	623 HERMITAGE CIR, PALM BEACH GARDENS, FL 33410-1612
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Dec 7, 2023	Warranty Deed, Transfer PATCH REEF TITLE COMPANY INC
Dec 7, 2023	Warranty Deed, Transfer PATCH REEF TITLE COMPANY INC
Nov 25, 2020	Warranty Deed, Transfer · FHA Mortgage PLATINUM HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2023 · Amount on File
Deed Sale	Dec 7, 2023 · Amount on File
Prior Sale	Nov 25, 2020 · Amount on File
Deed Document Number	20233048343
Deed Book / Page	3410 / 1112
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	3102 SE CLAYTON ST, STUART, FL 34997-5112
Transaction Type	Mortgage
Record Updated	Jan 31, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3102 SE CLAYTON ST, STUART, FL 34997-5112

Mortgage

Document Number	0032510856
Date	Aug 24, 2021
Book Page	3251/856
Instrument	2910045

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Dec 7, 2023
Property Address	3102 SE CLAYTON ST, STUART, FL 34997-5112
Document Number	0034101112
Book / Page	3410 / 1112
Map Reference	MB 11 PG 41
Instrument Date	Nov 17, 2023
Instrument	3048343
Transaction Type	Transfer
Record Updated	Dec 29, 2023
Title Company	PATCH REEF TITLE COMPANY INC

Transaction

Amount	Amount on Record
Tax	$3,263.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1036 SE 14TH ST, STUART, FL 34996-4001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 HERMITAGE CIR, PALM BEACH GARDENS, FL 33410-1612

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Dec 7, 2023
Property Address	3102 SE CLAYTON ST, STUART, FL 34997-5112
Document Number	0034101112
Book / Page	3410 / 1112
Map Reference	MB 11 PG 41
Instrument Date	Nov 17, 2023
Instrument	3048343
Transaction Type	Transfer
Record Updated	Jan 31, 2024
Title Company	PATCH REEF TITLE COMPANY INC

Transaction

Amount	Amount on Record
Tax	$3,263.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1036 SE 14TH ST, STUART, FL 34996-4001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 HERMITAGE CIR, PALM BEACH GARDENS, FL 33410-1612

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Nov 25, 2020
Property Address	3102 SE CLAYTON ST, STUART, FL 34997-5112
Document Number	0031760286
Book / Page	3176 / 286
Map Reference	MB 11 PG 41
Instrument Date	Aug 3, 2020
Instrument	2852088
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	SIGNATURE TTL OF FL PARTNERS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,507.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1601 CLEVELAND RD, 1601, MIAMI BEACH, FL 33141-1718

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3102 SE CLAYTON ST, STUART, FL 34997-5112

Mortgage

Document Number	0003176288
Date	Nov 25, 2020
Instrument	3176/288

Lender

Name	PLATINUM HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3102 SE Clayton St was $6,814, up 4.1% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,814.00 (+4.11%)	$332,640 Land $80,000 Building $252,640	$332,640 Land $80,000 Building $252,640
2024	$6,545.00 (+16.6%)
2023	$5,613.00 (+10.12%)	$236,966 (+1%)	$267,040 (+18.42%) Land $65,000 Building $202,040
2022	$5,097.00	$215,424	$225,500 Land $65,000 Building $160,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3102 SE Clayton St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 53 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	48 (1995–2020)
Claims Outside the SFHA	9 of 48
Most Recent Claim	May 2020
Claims by Event	Hurricane Frances, Sep 2004 · 26 claims Severe Flooding, Oct 1995 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3102 SE Clayton St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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