3102 Sandhill Ln, Champaign, IL 61822 Property Records

Champaign County property record for 3102 Sandhill Ln, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.34 acres (14,789 sqft)
Owner	2 Individual Names on Record
Last Sale	$482,000 (Dec 2022)
Tax Bill	$13,817 (2025)
Deeds & Mortgages	Aug 2026 Transfer Dec 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`46-20-28-205-038`

Property Details

APN / Parcel Number

Primary APN	`46-20-28-205-038`

Exterior

Lot Area	14,789 sqft (0.34 acres)

Location & Zoning

Street Address	3102 SANDHILL LN
City	CHAMPAIGN
State	IL
Zip	61822-6181
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 719 ROBESON MEADOWS WEST SUB NO 7
Legal Range	08E
Legal Township	19N
Legal Section	28
Legal Subdivision	ROBESON MEADOWS WEST SUB NO 7
Legal Lot Number	719
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1014
Census Tract	1204

Owner

Source: Champaign County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3102 SANDHILL LN, CHAMPAIGN, IL 61822-6181
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Dec 19, 2022	Warranty Deed, Transfer · Conventional Mortgage HICKORY POINT BANK & TRUST
May 29, 2018	Deed of Trust, Mortgage · Commercial Mortgage BUSEY BANK
Jun 9, 2020	Warranty Deed, Transfer · VA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2022 · Amount on Record
Deed Sale	Dec 19, 2022 · Amount on Record
Prior Sale	Jun 9, 2020 · Amount on Record
Deed Document Number	202221948
Last Transfer Date	Aug 4, 2026
Transfer Doc	0000012168
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Aug 4, 2026
Property Address	3102 SANDHILL LN, CHAMPAIGN, IL 61822-6181
Document Number	0000012168
Instrument Date	Aug 4, 2026
Instrument	202612168
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3102 SANDHILL LN, CHAMPAIGN, IL 61822-6181

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Dec 19, 2022
Property Address	3102 SANDHILL LN, CHAMPAIGN, IL 61822-6181
Document Number	0000021948
Map Reference	DOC 2000R25883
Instrument Date	Dec 12, 2022
Instrument	2022R21948
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$482.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3102 SANDHILL LN, CHAMPAIGN, IL 61822-6181

Mortgage

Document Number	0000021949
Date	Dec 19, 2022
Instrument	2022R21949

Lender

Name	HICKORY POINT BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.78%
Index	1-Year CMT
Max Rate	11.7%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	3102 SANDHILL LN, CHAMPAIGN, IL 61822-6181
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008593
Date	May 29, 2018
Instrument	2018R08593

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61821

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 15, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 9, 2020
Property Address	3102 SANDHILL LN, CHAMPAIGN, IL 61822-6181
Document Number	0000010095
Instrument Date	Jun 4, 2020
Instrument	10095
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3102 SANDHILL LN CHAMPAIGN IL 618226181, CHAMPAIGN, IL 61822-6181

Mortgage

Document Number	10096
Date	Jun 9, 2020
Instrument	10096

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2050

Interest

Rate	2.99%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,817.00 (+8.61%)	$170,420 (+33.55%) Land $41,470 Building $128,950	$511,260 (+33.55%) Land $124,410 Building $386,850
2024	$12,722.00 (+8.42%)
2022	$11,734.00 Homeowner's exemption	$127,610 Land $31,050 Building $96,560	$382,830 Land $93,150 Building $289,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Mediacom Xtream, Nextlink.

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