3102 S Main St, Salisbury, NC 28147 Property Records

Rowan County property record for 3102 S Main St, Salisbury, NC 28147

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,820 sqft · built 1954
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$189,000 (May 2021)
Tax Bill	$2,188 (2026)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`470 019`

Property Details

APN / Parcel Number

Primary APN	`470 019`
Alternative APN	`6189924`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,820 sqft Living Area
1st Floor Area	1,108 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1989
Exterior Material	Brick
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	13.1 ft deep x 10.4 ft wide
Garage Type	Detached
Garage Area	520 sqft
Porch	Porch
Porch Area	626 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3102 S MAIN ST
City	SALISBURY
State	NC
Zip	28147-7905
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L1-2 BLK 1 CORLISS RED ACRES .31AC
Legal Subdivision	RED ACRES
Legal Block	1
Jurisdiction	ROWAN NC
Township / Civil Division	LOCKE
Census Block Group	1
Census Block	1040
Census Tract	51204

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3102 S MAIN ST, SALISBURY, NC 28147-7905
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2021 · Amount on Record
Deed Sale	May 12, 2021 · Amount on Record
Deed Book / Page	1374 / 855
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	May 12, 2021
Property Address	3102 S MAIN ST, SALISBURY, NC 28147-7905
Document Number	0013740855
Book / Page	1374 / 855
Map Reference	MB 9995 PG 96
Instrument Date	May 10, 2021
Transaction Type	Transfer
Record Updated	Jun 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$378.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1224 ROWAN MILLS RD, 1224, SALISBURY, NC 28147-8892

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3102 S MAIN ST, SALISBURY, NC 28147-7905

Mortgage

Document Number	1374856
Date	May 12, 2021
Instrument	1374/856

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Mortgage

Document Number	0013740857
Date	May 12, 2021
Book Page	1374/857

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Salisbury City
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,188.00	$183,002 (-) Land $24,960 Building $158,042	$183,002 (-) Land $24,960 Building $158,042
2023	$2,188.00	$183,002 Land $24,960 Building $158,042	$183,002 Land $24,960 Building $158,042

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2009–2016)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jan 2016

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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