Palo Alto County property record for 3102 River Rd, Graettinger, IA 51342
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 2,469 sqft · built 1950 |
| Lot Size | 11.1 acres (483,952 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $125,000 (Feb 2023) |
| Tax Bill | $2,456 (2026) |
| Deeds & Mortgages | Feb 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 490022003030 |
| Primary APN | 490022003030 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,469 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Attic | Attic |
| Attic Area | 234 sqft |
| Basement Area | 936 sqft |
| Unfinished Basement | 936 sqft |
| Interior Walls | Unfinished |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Stone |
| Lot Area | 483,952 sqft (11.1 acres) |
| Garage Type | Detached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 260 sqft |
| Shed | 1 Shed |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 3102 RIVER RD |
|---|---|
| City | GRAETTINGER |
| State | IA |
| Zip | 51342-8554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | PT SW SW |
| Legal Range | 33W |
| Legal Township | 97N |
| Legal Section | 22 |
| Jurisdiction | PALO ALTO IA |
| Township / Civil Division | WALNUT |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 960200 |
Source: Palo Alto County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 309 1ST AVE NW, WEST BEND, IA 50597-5034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 6, 2023 · Amount on Record |
| Deed Sale | Feb 6, 2023 · Amount on Record |
| Deed Document Number | 2023192 |
| Deed Book / Page | 2023 / 192 |
| Prior Transfer Date | Jan 19, 2023 |
| Prior Transfer Doc | 0000000192 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALO ALTO IA |
| Property Address | 3102 RIVER RD, GRAETTINGER, IA 51342-8554 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002023/193 |
|---|---|
| Date | Feb 6, 2023 |
| Book Page | 2023/193 |
| Instrument | 2023 0193 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.13% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 3.13% |
| Max Rate At Change | 7.13% |
| Index | 1-Year CMT |
| Max Rate | 10.1% |
Source: Palo Alto County assessment roll, as of October 16, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Palo Alto County |
| Unified School District | Graettinger-Terril Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,456.00 | $203,530 (-) Land $12,580 Building $190,950 | $203,530 (-) Land $12,580 Building $190,950 |
| 2025 | $2,456.00 (+1.11%) Senior Citizen's exemption | $203,530 (+10.33%) Land $12,580 Building $190,950 | $203,530 (+10.33%) Land $12,580 Building $190,950 |
| 2024 | $2,429.00 (+30.17%) | ||
| 2023 | $184,480 Land $9,040 Building $175,440 | $184,480 Land $9,040 Building $175,440 | |
| 2022 | $1,866.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 76% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| River Valley Telecommunications Cooperative Fiber | 500 / 500 |
| GigFire Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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