3102 Oswego Ave, Fort Wayne, IN 46805 Property Records

Allen County property record for 3102 Oswego Ave, Fort Wayne, IN 46805

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,972 sqft · built 1925
Lot Size	0.202 acres (8,816 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Jun 2022)
Tax Bill	$2,536 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-07-25-356-006.000-074`

Property Details

APN / Parcel Number

Primary APN	`02-07-25-356-006.000-074`
Alternative APN	`9137400021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,972 sqft Living Area
Gross Area	2,756 sqft
1st Floor Area	1,908 sqft
Basement Area	784 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1980
Architectural Style	Duplex Single
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	8,816 sqft (0.202 acres)
Lot Dimensions	152 ft deep x 58 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3102 OSWEGO AVE
City	FORT WAYNE
State	IN
Zip	46805-2122
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	RIVERSIDE ADDITION FRL S 58 LOT 21
Legal Subdivision	RIVERSIDE ADDITION
Legal Lot Number	21
Jurisdiction	ALLEN IN
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1011
Census Tract	100

Owner

Source: Allen County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3102 OSWEGO AVE, FORT WAYNE, IN 46805-2122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2022	Warranty Deed, Transfer · FHA Mortgage GVC MORTGAGE INC
Jul 17, 2019	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2022 · Amount on Record
Deed Sale	Jun 15, 2022 · Amount on Record
Prior Sale	Jul 17, 2019 · Amount on Record
Deed Document Number	202232590
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Jun 15, 2022
Property Address	3102 OSWEGO AVE, FORT WAYNE, IN 46805-2122
Document Number	2022032590
Map Reference	REC 3 PG 31
Instrument Date	Jun 10, 2022
Instrument	2022032590
Transaction Type	Transfer
Record Updated	May 19, 2023
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE OF IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3102 OSWEGO AVE, FORT WAYNE, IN 46805-2122

Mortgage

Document Number	2022032591
Date	Jun 15, 2022
Instrument	2022032591

Lender

Name	GVC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Jul 17, 2019
Property Address	3102 OSWEGO AVE, FORT WAYNE, IN 46805-2122
Document Number	2019034048
Map Reference	PL 3 PG 31
Instrument Date	Jul 5, 2019
Instrument	2019034048
Transaction Type	Transfer
Record Updated	May 19, 2023
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE OF IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3102 OSWEGO AVE, FORT WAYNE, IN 46805-2122

Mortgage

Document Number	2019034049
Date	Jul 17, 2019
Instrument	2019034049

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Wayne Township
Municipality	Fort Wayne City
Unified School District	Fort Wayne Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,536.00 (-31.85%)	$180,100 (-3.59%) Land $13,800 Building $166,300	$180,100 (-3.59%) Land $13,800 Building $166,300
2024	$3,721.00 (+36.85%)
2023	$2,719.00 (+40.66%)	$186,800 (+29.72%) Land $19,200 Building $167,600	$186,800 (+29.72%) Land $19,200 Building $167,600
2022	$1,933.00	$144,000 Land $19,200 Building $124,800	$144,000 Land $19,200 Building $124,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	28 (1978–2003)
Claims Outside the SFHA	3 of 28
Most Recent Claim	Jul 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT WAYNE - 3 RIVERS FILTRATION PLANT serves 269,994 people · EPA ID IN5202020
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet.

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