3102 Orshal Rd, Whitehall, MI 49461 Property Records

Muskegon County property record for 3102 Orshal Rd, Whitehall, MI 49461

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,240 sqft · built 1987
Lot Size	1.46 acres (63,598 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Mar 2023)
Tax Bill	$2,659 (2025)
Deeds & Mortgages	Mar 2023 Sale Jul 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06128300000500`

Property Details

APN / Parcel Number

Primary APN	`06128300000500`
Alternative APN	`61-06-128-300-0005-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,240 sqft Living Area
1st Floor Area	1,240 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	63,598 sqft (1.46 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Deck Area	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3102 ORSHAL RD
City	WHITEHALL
State	MI
Zip	49461-9698
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	FRUITLAND TOWNSHIP SEC 28 T11N R17W N 215 FT OF S 678 FT OF W 1/4 OF SW 1/4 OF SW 1/4 W 33 FT FOR RD AND PART OF W 1/2 OF
Legal Range	17W
Legal Township	11N
Legal Section	28
Jurisdiction	MUSKEGON MI
Township / Civil Division	FRUITLAND
Census Block Group	3
Census Block	3021
Census Tract	3500

Owner

3102 Orshal Rd is owned and occupied by an individual who bought it in March 2023.

Source: Muskegon County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	3102 ORSHAL RD, WHITEHALL, MI 49461-9698
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2023	Warranty Deed, Transfer NOT AVAILABLE, LAKESHORE TITLE GROUP
Jul 7, 2022	Deed of Trust, Mortgage · Line of Credit CHOICEONE BANK
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INC
May 30, 2018	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2023 · Amount on File
Deed Sale	Mar 3, 2023 · Amount on File
Prior Sale	May 30, 2018 · Amount on File
Deed Document Number	20235787856
Deed Book / Page	4322 / 255
Prior Transfer Date	Oct 31, 2011
Prior Transfer Doc	0005398950
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Mar 3, 2023
Property Address	3102 ORSHAL RD, WHITEHALL, MI 49461-9698
Document Number	004322/255
Book / Page	4322 / 255
Instrument Date	Feb 28, 2023
Instrument	5787856
Transaction Type	Transfer
Record Updated	Mar 15, 2023
Title Company	NOT AVAILABLE, LAKESHORE TITLE GROUP

Transaction

Amount	Amount on Record
Tax	$1,275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3102 ORSHAL RD, WHITEHALL, MI 49461-9698

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3102 ORSHAL RD, WHITEHALL, MI 49461-9698

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	3102 ORSHAL RD, WHITEHALL, MI 49461-9698
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3102 ORSHAL RD, WHITEHALL, MI 49461-9698

Mortgage

Document Number	004304/795
Date	Jul 7, 2022
Book Page	4304/795
Instrument	5770414

Lender

Name	CHOICEONE BANK
Type	Bank
Address	MUSKEGON, MI 49445

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Jun 23, 2032

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	3102 ORSHAL RD, WHITEHALL, MI 49461-9698
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005706353
Date	Nov 30, 2020
Book Page	4240/671
Instrument	5706353

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	May 30, 2018
Property Address	3102 ORSHAL RD, WHITEHALL, MI 49461-9698
Document Number	4158/445
Book / Page	4158 / 445
Instrument Date	May 21, 2018
Instrument	5624207
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	ATA NATIONAL TITLE GROUP

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$989.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3102 ORSHAL RD, WHITEHALL, MI 49461-9698

Mortgage

Document Number	5624208
Date	May 30, 2018
Instrument	5624208

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3102 Orshal Rd was $2,659 with a homeowner's exemption.

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
County Subdivision	Fruitland Township
Unified School District	Whitehall School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,700 (+7.45%)	$213,400 (+7.45%)
2025	$2,659.00 Homeowner's exemption	$99,300	$198,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3102 Orshal Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3102 Orshal Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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