3102 Monterrey St, Laredo, TX 78046 Property Records

Webb County property record for 3102 Monterrey St, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	2,448 sqft · built 1985
Lot Size	0.295 acres (12,859 sqft)
Owner	Individual Name on File
Tax Bill	$1,235 (2024)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`662-01916-071`

Property Details

APN / Parcel Number

Primary APN	`662-01916-071`
Alternative APN	`181219`

Interior

Stories	1 Story
Building Area	2,448 sqft Living Area
1st Floor Area	2,448 sqft

Exterior

Year Built	Built 1985
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,859 sqft (0.295 acres)
Lot Dimensions	139 ft deep x 23 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	492 sqft
Storage Building	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	181219
Old Parcel Number	66201916071
Street Address	3102 MONTERREY ST
City	LAREDO
State	TX
Zip	78046-6757
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W1/3 OF 7 & ALL 8 BLK 1916 ED
Legal Subdivision	EASTERN -- BLOCKS 1901 - 1950
Legal Block	1916
Legal Lot Number	71
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	1
Census Block	1021
Census Tract	107

Owner

Source: Webb County records · APN 662-01916-071

Assessment roll updated July 25, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3102 MONTERREY ST, LAREDO, TX 78046-6757
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 18, 2006
Deed Sale	Jan 18, 2006
Prior Sale	Oct 18, 2005
Deed Document Number	907173
Deed Book / Page	2009 / 455
Record Updated	Jun 08, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3102 MONTERREY ST, LAREDO, TX 78046-6757
Transaction Type	Mortgage
Record Updated	Sep 05, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005143/648
Date	Nov 01, 2021
Book Page	5143/648
Instrument	1447273

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 01, 2036

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated July 25, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	Laredo Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$205,470 (+5.63%) Land $97,728 Building $107,742	$205,470 (+5.63%) Land $97,728 Building $107,742
2024	$1,235.00 (+11.97%)
2023		$194,524 Land $68,924 Building $125,600	$194,524 Land $68,924 Building $125,600
2022	$1,103.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Metronet Holdings, Smartcom Telephone.

Based on FCC filings for 780 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF LAREDO serves 260,046 people
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.