3102 Monroe Dr, New Bern, NC 28562 Property Records

Craven County property record for 3102 Monroe Dr, New Bern, NC 28562

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,431 sqft · built 1970
Lot Size	0.284 acres (12,372 sqft)
Owner	Individual Name on Record
Last Sale	$116,500 (Mar 2009)
Tax Bill	$1,482 (2026)
Deeds & Mortgages	Apr 2019 Refinance May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8-044-A-101`

Property Details

APN / Parcel Number

Primary APN	`8-044-A-101`
Alternative APN	`79518`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,431 sqft Living Area
1st Floor Area	1,431 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,372 sqft (0.284 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	79518
Street Address	3102 MONROE DR
City	NEW BERN
State	NC
Zip	28562-5726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR10
Legal Description	2 BLK B SOUTHGATE
Legal Subdivision	SOUTHGATE
Legal Block	B
Jurisdiction	CRAVEN NC
Township / Civil Division	8
Census Block Group	2
Census Block	2005
Census Tract	960402

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3102 MONROE DR, NEW BERN, NC 28562-5726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance SOUTHERN TRUST MORTGAGE, LLC
May 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2009 · Amount on Record
Deed Sale	Mar 27, 2009 · Amount on Record
Prior Sale	Jul 2, 2008 · Amount on Record
Deed Book / Page	2804 / 697
Prior Transfer Date	Mar 7, 2008
Prior Transfer Doc	02701/0402
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	3102 MONROE DR, NEW BERN, NC 28562-5726
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03568/1619
Date	Apr 30, 2019
Book Page	3568/1619
Instrument	10037013

Lender

Name	SOUTHERN TRUST MORTGAGE, LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	3102 MONROE DR, NEW BERN, NC 28562-5726
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003668/858
Date	May 5, 2021
Book Page	3668/858
Instrument	10074935

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2046

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,482.00 (+3.42%)	$163,070 (-) Land $35,000 Building $128,070	$163,070 (-) Land $35,000 Building $128,070
2025	$1,433.00 (+1.99%)	$163,070 (-) Land $35,000 Building $128,070	$163,070 (-) Land $35,000 Building $128,070
2023	$1,405.00 (+41.63%)	$163,070 (+82.24%) Land $35,000 Building $128,070	$163,070 (+82.24%) Land $35,000 Building $128,070
2022	$992.00	$89,480 Land $20,000 Building $69,480
2018			$89,480 Land $20,000 Building $69,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	6 (1996–2018)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35

May also be available: T-Mobile, Verizon.

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