3102 Midland Rd, Midland, NC 28107 Property Records

Cabarrus County property record for 3102 Midland Rd, Midland, NC 28107

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,874 sqft · built 2000
Lot Size	5.94 acres (258,746 sqft)
Owner	Individual Name on File
Last Sale	$663,000 (Jun 2023)
Tax Bill	$2,551 (2023)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Oct 2022 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`5544 56 6296`

Property Details

APN / Parcel Number

Primary APN	`5544 56 6296`
Alternative APNs	`10016 0045.000000` `4089750`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,874 sqft Living Area
Gross Area	2,394 sqft
1st Floor Area	1,874 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	258,746 sqft (5.94 acres)
Lot Width	631 ft Width
Garage Type	Mixed
Garage Area	520 sqft
Carport	Carport
Carport Area	240 sqft
Driveway	Driveway
Driveway Area	1,900 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	450 sqft
Patio Area	169 sqft
Fence	Fence
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	4089750
Street Address	3102 MIDLAND RD
City	MIDLAND
State	NC
Zip	28107-9746
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SFR
Legal Description	SW/INT MIDLAND/BETHEL SCHOOL ROADS
Legal Subdivision	MIDLAND
Jurisdiction	CABARRUS NC
Township / Civil Division	10, MIDLAND
Census Block Group	2
Census Block	2025
Census Tract	41603

Owner

Source: Cabarrus County records · APN 5544 56 6296

Assessment roll updated January 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	2 Verified Secondary Owners
Mailing Address	3102 MIDLAND RD, MIDLAND, NC 28107-9746
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2023	Warranty Deed, Transfer · Conventional Mortgage UMORTGAGE LLC
Oct 31, 2022	Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU
Feb 18, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Jun 14, 2023 · Amount on Record
Deed Sale	Jun 14, 2023 · Amount on Record
Deed Document Number	0016529288
Deed Book / Page	16529 / 288
Record Updated	Jun 07, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jun 14, 2023
Property Address	3102 MIDLAND RD, MIDLAND, NC 28107-9746
Document Number	0016529288
Book / Page	16529 / 288
Instrument Date	Jun 14, 2023
Transaction Type	Transfer
Record Updated	Jun 27, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,326.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3102 MIDLAND RD, MIDLAND, NC 28107-9746
Investor	Possibly a Property Investor

Mortgage

Document Number	0165290291
Date	Jun 14, 2023
Instrument	16529-0291

Lender

Name	UMORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 01, 2043

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	3102 MIDLAND RD, MIDLAND, NC 28107-9746
Transaction Type	Mortgage
Record Updated	Nov 04, 2022
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016262339
Date	Oct 31, 2022
Book Page	16262/339

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	LOCUST, NC 28097

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	3102 MIDLAND RD, MIDLAND, NC 28107-9746
Document Number	1403553
Instrument Date	Feb 18, 2020
Transaction Type	Mortgage
Record Updated	Mar 11, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3102 MIDLAND RD MIDLAND NC 281079746, MIDLAND, NC 28107-9746

Mortgage

Document Number	1403553
Date	Mar 02, 2020
Book Page	014035/000053
Instrument	6505

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated January 1, 2023 · Last verified May 2024

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Midland Town
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,551.00	$265,690 Land $70,860 Building $194,830	$265,690 Land $70,860 Building $194,830

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 43 locations within half a mile of this property.

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