3102 Mercer St, Laredo, TX 78043 Property Records

Webb County property record for 3102 Mercer St, Laredo, TX 78043

Property Summary

Property Type	Single Family Home
Details	2,720 sqft · built 1978
Lot Size	0.369 acres (16,064 sqft)
Owner	Individual Name on File
Last Sale	$98,800 (Dec 2021)
Tax Bill	$1,000 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`667-02157-080`

Property Details

APN / Parcel Number

Primary APN	`667-02157-080`
Alternative APN	`182561`

Interior

Stories	2 Stories
Building Area	2,720 sqft Living Area
Gross Area	3,677 sqft
1st Floor Area	1,025 sqft
Utility Area	135 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	16,064 sqft (0.369 acres)
Lot Dimensions	139 ft deep x 69 ft wide
Garage Type	Attached
Garage Area	957 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool House	300 sqft
Porch	Open Porch
Porch Area	960 sqft
Patio Area	899 sqft
Balcony Area	899 sqft
Storage Building	84 sqft

Location & Zoning

Street Address	3102 MERCER ST
City	LAREDO
State	TX
Zip	78043-4609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 8 & W2/3 OF 7 BLK 2157 ED
Legal Subdivision	EASTERN -- BLOCKS 2151 - 2200
Legal Block	2157
Legal Lot Number	8
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	4
Census Block	4009
Census Tract	101

Owner

3102 Mercer St is owned and occupied by an individual who bought it in December 2021.

Source: Webb County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	3102 MERCER ST, LAREDO, TX 78043-4609
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2021 · Amount on File
Deed Sale	Dec 22, 2021 · Amount on File
Deed Document Number	20211452591
Deed Book / Page	5177 / 635
Record Updated	Oct 29, 2026

December 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Dec 22, 2021
Property Address	3102 MERCER ST, LAREDO, TX 78043-4609
Document Number	005177/635
Book / Page	5177 / 635
Instrument Date	Dec 20, 2021
Instrument	1452591
Transaction Type	Transfer
Record Updated	Jan 12, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2511 MELROSE CANYON DR, SAN ANTONIO, TX 78232-5639

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3102 MERCER ST, LAREDO, TX 78043-4609

Mortgage

Document Number	0001452592
Date	Dec 22, 2021
Instrument	1452592

Lender

Name	RAFAELA GARCIA JUAREZ ETAL
Type	Seller
Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3102 Mercer St was $1,000 with a homeowner's exemption, down 11.3% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	Laredo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$205,435 (+3.92%) Land $98,039 Building $107,396	$205,435 (-1.06%) Land $98,039 Building $107,396
2025	$1,000.00 (-11.27%) Homeowner's exemption	$197,680	$207,639
2024	$1,127.00
2023		$196,613 Land $73,188 Building $123,425	$196,613 Land $73,188 Building $123,425
2022	$1,006.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3102 Mercer St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (2007–2010)
Most Recent Claim	Jul 2010 · Hurricane Alex
Claims by Event	Hurricane Alex, Jul 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3102 Mercer St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Smartcom Telephone.

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