3102 Jean Duluth Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 3102 Jean Duluth Rd, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 2,445 sqft · built 1912
Lot Size	8.44 acres (367,646 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Jun 2011)
Tax Bill	$9,166 (2026)
Deeds & Mortgages	Nov 2021 Line of Credit Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-2690-00770`

Property Details

APN / Parcel Number

Primary APN	`010-2690-00770`
Alternative APN	`977222`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	2,445 sqft Gross Area
1st Floor Area	1,520 sqft
Basement Area	315 sqft
Finished Basement	315 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Bungalow
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Lot Area	367,646 sqft (8.44 acres)
Garage Area	1,080 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	280 sqft
Deck Area	190 sqft
Pole Barn	2,090 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	977222
Street Address	3102 JEAN DULUTH RD
City	DULUTH
State	MN
Zip	55804-2617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 275 FT OF NW1/4 OF NW1/4 EX E 50 FT SERIAL #
Legal Range	13W
Legal Township	51N
Legal Section	31
Legal Subdivision	DULUTH LANDS IN THE CITY
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3003
Census Tract	100

Owner

Source: St. Louis County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3102 JEAN DULUTH RD, DULUTH, MN 55804-2617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · Line of Credit NORTH SHORE BANK OF COMMERCE
Apr 14, 2020	Deed of Trust, Mortgage NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 2, 2011 · Amount on Record
Deed Sale	Jun 2, 2011 · Amount on Record
Deed Document Number	201162212
Last Transfer Date	Sep 18, 2014
Transfer Doc	0001247111
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3102 JEAN DULUTH RD, DULUTH, MN 55804-2617
Transaction Type	Mortgage
Record Updated	Jan 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3102 JEAN DULUTH RD, DULUTH, MN 55804-2617

Mortgage

Document Number	0001428852
Date	Nov 1, 2021
Instrument	1428852

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Oct 8, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3102 JEAN DULUTH RD, DULUTH, MN 55804-2617
Document Number	00A1377900
Instrument Date	Apr 14, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3102 JEAN DULUTH RD DULUTH MN 558042617, DULUTH, MN 55804-2617

Mortgage

Document Number	00A1377900
Date	Apr 22, 2020
Instrument	A1377900

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 21, 2035

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,166.00 (+5.53%) Homeowner's exemption
2025	$8,686.00 (+3.73%) Homeowner's exemption	$630,600 (+3.39%) Land $89,200 Building $541,400	$630,600 (+3.39%) Land $89,200 Building $541,400
2024	$8,374.00	$609,900 (+19.45%) Land $78,600 Building $531,300	$609,900 (+19.45%) Land $78,600 Building $531,300
2022		$510,600 Land $75,400 Building $435,200	$510,600 Land $75,400 Building $435,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Mediacom Communications.

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