Ravalli County property record for 3102 Hidden Trl, Darby, MT 59829
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 4,401 sqft · built 1995 |
| Lot Size | 9.55 acres (415,998 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $62,500 (Jun 2021) |
| Tax Bill | $5,476 (2026) |
| Deeds & Mortgages | Sep 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R1348582 |
| Primary APN | R1348582 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 4,401 sqft Living Area |
| 1st Floor Area | 4,401 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 415,998 sqft (9.55 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 729 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | 256 sqft |
| Shed | 1 Shed |
| Pole Barn | 720 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0001155340 |
|---|---|
| Street Address | 3102 HIDDEN TRL |
| City | DARBY |
| State | MT |
| Zip | 59829-9572 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE COMO ORCHARDS NO 4, S03, T03 N, R21 W, ACRES 9.55, LOT 11 BLK 4 |
| Legal Range | 21W |
| Legal Township | 03N |
| Legal Section | 03 |
| Legal Subdivision | LAKE COMO ORCHARDS NO 4 |
| Legal Block | 4 |
| Legal Lot Number | 11 |
| Jurisdiction | RAVALLI MT |
| Township / Civil Division | DARBY |
| Census Block Group | 1 |
| Census Block | 1127 |
| Census Tract | 700 |
3102 Hidden Trl is owned and occupied by two individuals who acquired it in February 2026.
Source: Ravalli County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3102 HIDDEN TRL, DARBY, MT 59829-9572 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2021 · Amount on File |
| Deed Sale | Jun 25, 2021 · Amount on File |
| Prior Sale | May 27, 1994 |
| Last Transfer Date | Feb 4, 2026 |
| Transfer Doc | 0000812320 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAVALLI MT |
| Property Address | 3102 HIDDEN TRL, DARBY, MT 59829-9572 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000790321 |
|---|---|
| Date | Sep 15, 2023 |
| Instrument | 790321 |
| Name | CLEARWATER FCU |
|---|---|
| Type | Credit Union |
| Address | MISSOULA, MT 59801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 8, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 3102 Hidden Trl was $5,476.
Source: Ravalli County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Ravalli County |
| Unified School District | Darby K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,476.00 | $1,460,800 | |
| 2025 | $1,460,800 Land $348,200 Building $1,112,600 | ||
| 2023 | $6,579.00 | $1,210,300 | $1,210,300 Land $241,080 Building $969,220 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3102 Hidden Trl in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 5 (1997–2021) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Feb 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3102 Hidden Trl is very high, ranking above 91% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 91% of the US · above 92% of Montana |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 60 / 5 |
| Grizzly Broadband Fixed Wireless | 32 / 32 |
5G (outdoors only) and 4G LTE
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