3102 Gerald St, Madison, WI 53704 Property Records

Dane County property record for 3102 Gerald St, Madison, WI 53704

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,680 sqft · built 1977
Lot Size0.216 acres (9,409 sqft)
OwnerOwner Name on Record
Last Sale$121,000 (Oct 2012)
Tax Bill$5,627 (2024)
Deeds & MortgagesMar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN0810-214-0327-5

Property Details

APN / Parcel Number

Primary APN0810-214-0327-5

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area1,680 sqft Living Area
1st Floor Area1,152 sqft
Basement Area720 sqft
Finished Basement528 sqft
Family RoomFamily Room
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1993
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof MaterialAsphalt
Lot Area9,409 sqft (0.216 acres)
TerrainWooded
Garage TypeBasement
Garage Area432 sqft
DrivewayDriveway
Driveway Area84 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area238 sqft
Patio Area263 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3102 GERALD ST
CityMADISON
StateWI
Zip53704-2745
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR-C1
Legal DescriptionSANDBURG HEIGHTS, BLK 1, LOT 10
Legal Range10
Legal Township08
Legal Section21
Legal SubdivisionSANDBURG HEIGHTS
Legal Block1
Legal Lot Number10
JurisdictionDANE WI
Township / Civil DivisionMADISON
Census Block Group3
Census Block3004
Census Tract2602

Owner

Source: Dane County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address7082 PATTON RD, DEFOREST, WI 53532-1866

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 25, 2012 · Amount on Record
Deed SaleOct 25, 2012 · Amount on Record
Prior SaleApr 21, 2006 · Amount on Record
Deed Document Number4926410
Record UpdatedJun 8, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANE WI
Property Address3102 GERALD ST, MADISON, WI 53704-2745
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005396568
DateMar 21, 2018
Instrument5396568
Lender
NameSETTLERS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2048
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyDane County
MunicipalityMadison City
Unified School DistrictMadison Metropolitan School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$322,600 (+8.99%) Land $72,800 Building $249,800
2024$5,627.00 (+5.95%)$322,600
2023$296,000 Land $66,800 Building $229,200
2022$5,311.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADISON WATER UTILITY
serves 272,000 people · EPA ID WI1130224
Water SourceGroundwater
Last State InspectionApr 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
LiteWire
Fixed Wireless
100 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gerald St

Nearby Streets

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