3102 Ethel Ave, Waco, TX 76707 Property Records

McLennan County property record for 3102 Ethel Ave, Waco, TX 76707

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,556 sqft · built 1920
Lot Size0.284 acres (12,375 sqft)
OwnerCompany Name on File
Tax Bill$3,170 (2025)
Deeds & MortgagesAug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN48-022600-020700-0

Property Details

APN / Parcel Number

Primary APN48-022600-020700-0
Alternative APNs
  • 4802260002070000111
  • 176580

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,556 sqft Living Area
1st Floor Area1,556 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1958
Exterior MaterialWood
Roof MaterialComposition Shingle
Lot Area12,375 sqft (0.284 acres)
Lot Dimensions165 ft deep x 75 ft wide
PorchOpen Porch
Patio Area80 sqft
Storage Building100 sqft

Utilities, Heating & Cooling

Cooling SystemEvaporative
Heating SystemSpace Heater

Location & Zoning

Street Address3102 ETHEL AVE
CityWACO
StateTX
Zip76707-1820
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionHIGHLAND LOT 2 A3 BLOCK 17 ACRES .2841
Legal SubdivisionHIGHLAND
Legal Block17
Legal Lot Number2
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group4
Census Block4016
Census Tract900

Owner

3102 Ethel Ave is owned by a company that acquired it in May 2010.

Source: McLennan County records, as of August 24, 2026

Owner of RecordCompany Name on File
Mailing Address872 E MOONLIGHT DR, ROBINSON, TX 76706-6285
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 11, 2010
Deed SaleMay 11, 2010
Deed Document Number201014359
Record UpdatedOct 29, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address3102 ETHEL AVE, WACO, TX 76707-1820
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000027829
DateAug 24, 2017
Instrument2017027829
Lender
NameFIRST NATIONAL BANK OF CENTRAL TX
TypeBank
AddressWOODWAY, TX 76712
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3102 Ethel Ave was $3,170, down 0.3% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$147,541 (+4.64%) Land $29,329 Building $118,212$147,541 (+4.64%) Land $29,329 Building $118,212
2025$3,170.00 (-0.31%)$141,000 Land $26,730 Building $114,270$141,000 Land $26,730 Building $114,270
2024$3,180.00
2023$141,640 Land $26,730 Building $114,910$141,640 Land $26,730 Building $114,910
2022$3,175.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3102 Ethel Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3102 Ethel Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.6% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 671 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

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