3102 E 25th St, Des Moines, IA 50317 Property Records

Polk County property record for 3102 E 25th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,120 sqft · built 1960
Lot Size	0.216 acres (9,440 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Apr 2022)
Tax Bill	$3,614 (2024)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jun 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7923-30-179-020`

Property Details

APN / Parcel Number

Primary APN	`7923-30-179-020`
Alternative APN	`060/03402-021-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
Gross Area	2,240 sqft
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,440 sqft (0.216 acres)
Lot Dimensions	118 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	3102 E 25TH ST
City	DES MOINES
State	IA
Zip	50317-3618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 FAIRMOUNT HILLS
Legal Range	23W
Legal Township	79N
Legal Section	30
Legal Subdivision	FAIRMOUNT HILLS
Legal Lot Number	21
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	2
Census Block	2010
Census Tract	201

Owner

3102 E 25th St is owned and occupied by an individual who bought it in April 2022.

Source: Polk County records, as of October 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3102 E 25TH ST, DES MOINES, IA 50317-3618
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Warranty Deed, Transfer · Conventional Mortgage BANKERS TRUST COMPANY NA
Jun 30, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
May 30, 2020	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Oct 5, 2017	Warranty Deed, Transfer · Conventional with PMI NEIGHBORHOOD FIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2022 · Amount on File
Deed Sale	Apr 8, 2022 · Amount on File
Prior Sale	Jun 30, 2020
Deed Document Number	2022-00028223
Deed Book / Page	19060 / 92
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Apr 8, 2022
Property Address	3102 E 25TH ST, DES MOINES, IA 50317-3618
Document Number	0000028223
Book / Page	19060 / 92
Instrument Date	Mar 29, 2022
Instrument	2022-00028223
Transaction Type	Transfer
Record Updated	Apr 20, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$327.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3102 E 25TH ST, DES MOINES, IA 50317-3618

Mortgage

Document Number	0000028225
Date	Apr 8, 2022
Instrument	2022-00028225

Lender

Name	BANKERS TRUST COMPANY NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK IA
Recording Date	Jun 30, 2020
Property Address	3102 E 25TH ST, DES MOINES, IA 50317-3618
Document Number	0000114550
Book / Page	017919 / 000617
Instrument Date	Jun 24, 2020
Instrument	114550
Transaction Type	Transfer
Record Updated	Jul 27, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3102 E 25TH ST DES MOINES IA 503173618, DES MOINES, IA 50317-3618

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3102 E 25TH ST, DES MOINES, IA 50317-3618
Document Number	0000107938
Instrument Date	May 30, 2020
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3102 E 25TH ST DES MOINES IA 503173618, DES MOINES, IA 50317-3618

Mortgage

Document Number	0000107938
Date	Jun 15, 2020
Book Page	017887/000822
Instrument	107938

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 14, 2045

Interest

Rate Type	Adjustable Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Oct 5, 2017
Property Address	3102 E 25TH ST, DES MOINES, IA 50317-3618
Document Number	0000029224
Book / Page	016673 / 000694
Instrument Date	Sep 27, 2017
Instrument	29224
Transaction Type	Transfer
Record Updated	Oct 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$216.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3102 E 25TH ST DES MOINES IA 503173618, DES MOINES, IA 50317-3618

Mortgage

Document Number	29226
Date	Oct 5, 2017
Book Page	016673/000698
Instrument	29226

Lender

Name	NEIGHBORHOOD FIN
Type	Funding / Finance Company
Address	DES MOINES, IA 50314

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 4, 2047

Mortgage

Document Number	29227,
Date	Oct 5, 2017
Book Page	016673/000709
Instrument	29227

Lender

Name	NEIGHBORHOOD FIN
Type	Funding / Finance Company
Address	DES MOINES, IA 50314

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 4, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$210,800 Land $38,500 Building $172,300	$210,800 Land $38,500 Building $172,300
2024	$3,614.00
2023		$190,200 Land $34,300 Building $155,900	$190,200 Land $34,300 Building $155,900
2020	$2,702.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3102 E 25th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3102 E 25th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
CenturyLink Fiber	2,000 / 1,000

May also be available: T-Mobile, Verizon.

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