3102 Curtis Rd, Sinking Spring (Reading), PA 19608 Property Records

Berks County property record for 3102 Curtis Rd, Sinking Spring, PA 19608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,976 sqft · built 1956
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,213 (2026)
Deeds & Mortgages	Dec 2021 Line of Credit Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`4386-11-57-0106`

Property Details

APN / Parcel Number

Primary APN	`4386-11-57-0106`
Alternative APNs	`80-4386-11-57-0106` `80196901` `196901`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,976 sqft Living Area
1st Floor Area	1,976 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	9,583 sqft (0.22 acres)
View / Lot	Neighborhood
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	80196901
Street Address	3102 CURTIS RD
City	READING
State	PA
Zip	19608-1277
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WILSHIRE DEVELOPMENT
Legal Block	57
Legal Lot Number	34
Jurisdiction	BERKS PA
Township / Civil Division	SPRING
Census Block Group	2
Census Block	2028
Census Tract	10903

Owner

Source: Berks County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3102 CURTIS RD, READING, PA 19608-1277
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jul 18, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/PA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	3102 CURTIS RD, SINKING SPRING, PA 19608-1277
Transaction Type	Mortgage
Record Updated	Dec 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3102 CURTIS RD, SINKING SPRING, PA 19608-1277

Mortgage

Document Number	0000062335
Date	Dec 16, 2021
Instrument	2021062335

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Nov 24, 2046

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	3102 CURTIS RD, SINKING SPRING, PA 19608-1277
Document Number	0000028051
Instrument Date	Jul 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3102 CURTIS RD READING PA 196081277, READING, PA 19608-1277

Mortgage

Document Number	0000028051
Date	Aug 2, 2017
Instrument	28051

Lender

Name	CITIZENS BK/PA
Type	Bank
Address	PHILADELPHIA, PA 19103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 1, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Spring Township
Unified School District	Wilson School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,213.00 (+22.94%) Homeowner's exemption	$118,200 (-) Land $37,400 Building $80,800	$37,400 (-68.36%) Land $37,400
2024	$1,800.00	$118,200 Land $37,400 Building $80,800
1994			$118,200 Land $37,400 Building $80,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW PENN DISTRICT private · serves 28,508 people · EPA ID PA3060069
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, Verizon.

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