3102 Cross St, Madison, WI 53711 Property Records

Dane County property record for 3102 Cross St, Madison, WI 53711

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,787 sqft · built 1954
Lot Size0.11 acres (4,800 sqft)
OwnerIndividual Name on File
Last Sale$450,000 (Aug 2021)
Tax Bill$8,762 (2024)
Deeds & MortgagesAug 2021 Sale
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN0709-282-2006-4

Property Details

APN / Parcel Number

Primary APN0709-282-2006-4

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,787 sqft Living Area
1st Floor Area1,354 sqft
Basement Area855 sqft
Finished Basement433 sqft
Family RoomFamily Room
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1973
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof MaterialAsphalt
Lot Area4,800 sqft (0.11 acres)
Lot Dimensions120 ft deep x 40 ft wide
TerrainRolling
Garage TypeBasement
Garage Area364 sqft
DrivewayDriveway
Driveway Area144 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3102 CROSS ST
CityMADISON
StateWI
Zip53711-1814
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTR-C2
Legal DescriptionFIRST ADD TO WINGRA, LOT 6, BLOCK 17
Legal Range09
Legal Township07
Legal Section28
Legal SubdivisionFIRST ADD
Legal Block17
Legal Lot Number6
JurisdictionDANE WI
Township / Civil DivisionMADISON
Census Block Group2
Census Block2008
Census Tract1000

Owner

3102 Cross St is owned and occupied by an individual who bought it in August 2021.

Source: Dane County records, as of January 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address3102 CROSS ST, MADISON, WI 53711-1814
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2021Warranty Deed, Transfer
NATIONS TITLE
Apr 20, 2020Quit Claim Deed, Transfer · VA Mortgage
MR COOPER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 13, 2021 · Amount on File
Deed SaleAug 13, 2021 · Amount on File
Prior SaleApr 20, 2020
Deed Document Number5760599
Record UpdatedJun 8, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDANE WI
Recording DateAug 13, 2021
Property Address3102 CROSS ST, MADISON, WI 53711-1814
Document Number0005760599
Instrument DateAug 11, 2021
Instrument5760599
Transaction TypeTransfer
Record UpdatedSep 1, 2021
Title CompanyNATIONS TITLE

Transaction

AmountAmount on Record
Tax$1,350.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3102 CROSS ST, MADISON, WI 53711-1814

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDANE WI
Recording DateApr 20, 2020
Property Address3102 CROSS ST, MADISON, WI 53711-1814
Document Number0005579483
Instrument DateApr 2, 2020
Instrument5579483
Transaction TypeTransfer
Record UpdatedMay 8, 2020
Title CompanyTITLE 365

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3102 CROSS ST MADISON WI 537111814, MADISON, WI 53711-1814

Mortgage

Document Number5579484
DateApr 20, 2020
Instrument5579484
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueApr 19, 2050

Tax Assessment & Valuation

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyDane County
MunicipalityMadison City
Unified School DistrictMadison Metropolitan School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$499,700 Land $173,300 Building $326,400
2024$8,762.00$499,700
2023$454,300 Land $138,600 Building $315,700
2022$8,832.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3102 Cross St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3102 Cross St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of Wisconsin
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADISON WATER UTILITY
serves 272,000 people · EPA ID WI1130224
Water SourceGroundwater
Last State InspectionApr 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
LiteWire
Fixed Wireless
100 / 25
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

Nearby Properties on Cross St

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