3102 Cedrona Dr NW, Olympia, WA 98502 Property Records

Thurston County property record for 3102 Cedrona Dr NW, Olympia, WA 98502

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,945 sqft · built 1997
Lot Size0.38 acres (16,553 sqft)
OwnerIndividual Name on File
Last Sale$470,000 (Dec 2019)
Tax Bill$117 (2026)
Deeds & MortgagesMar 2021 Mortgage
Nov 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN3927-00-04000

Property Details

APN / Parcel Number

Primary APN3927-00-04000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Stories2 Stories
Building Area2,945 sqft Finished Area
1st Floor Area1,712 sqft
2nd Floor Area1,233 sqft
Upper Floors Area1,233 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Architectural StyleSplit Level
Exterior MaterialWood Siding
Foundation TypeConcrete
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area16,553 sqft (0.38 acres)
Garage TypeAttached
Garage Area577 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area123 sqft
Patio Area226 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3102 CEDRONA DR NW
CityOLYMPIA
StateWA
Zip98502-3849
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION 05 TOWNSHIP 18 RANGE 2W QUARTER SW NE PLAT CEDRONA LT 40 DOCUMENT 3072099
Legal Range02W
Legal Township18N
Legal Section05
Legal QuarterNE
Legal SubdivisionCEDRONA
Legal Lot Number40
JurisdictionTHURSTON WA
Township / Civil DivisionOLYMPIA
Census Block Group2
Census Block2012
Census Tract12001

Owner

3102 Cedrona Dr NW is owned and occupied by an individual who acquired it in November 2022.

Source: Thurston County records, as of March 11, 2026

Owner of RecordIndividual Name on File
Mailing Address3102 CEDRONA DR NW, OLYMPIA, WA 98502-3849
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
ACADEMY MORTGAGE CORP
Nov 7, 2022Intrafamily Transfer, Transfer · Line of Credit
O BEE CU
Jan 6, 2020Deed of Trust, Mortgage · VA Mortgage
CROSSCOUNTRY MTG
Dec 27, 2019Warranty Deed, Transfer · Conventional Mortgage
ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 27, 2019 · Amount on File
Deed SaleDec 27, 2019 · Amount on File
Prior SaleDec 27, 2019 · Amount on File
Deed Document Number0004727969
Last Transfer DateNov 7, 2022
Transfer Doc0004957949
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTHURSTON WA
Property Address3102 CEDRONA DR NW, OLYMPIA, WA 98502-3849
Transaction TypeMortgage
Record UpdatedNov 1, 2023
Title CompanyTHURSTON COUNTY TITLE COMPANY, THURSTON COUNTY TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004834111
DateMar 16, 2021
Instrument4834111
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionTHURSTON WA
Recording DateNov 7, 2022
Property Address3102 CEDRONA DR NW, OLYMPIA, WA 98502-3849
Document Number0004957949
Map ReferenceAF 3372099
Instrument DateOct 31, 2022
Instrument4957949
Transaction TypeTransfer
Record UpdatedNov 1, 2023
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3102 CEDRONA DR NW, OLYMPIA, WA 98502-3849

Mortgage

Document Number0004957950
DateNov 7, 2022
Instrument4957950
Lender
NameO BEE CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTHURSTON WA
Property Address3102 CEDRONA DR NW, OLYMPIA, WA 98502-3849
Document Number0004730456
Instrument DateJan 6, 2020
Transaction TypeMortgage
Record UpdatedJan 28, 2020
Title CompanyFIRST AMERICAN TITLE- THURSTON COUNTY TITLE, FIRST AMERICAN TITLE- THURSTON

Transferred To (Grantee/Buyer)

NameVerified Name
Address16229 CURRY CT SE YELM WA 985979581, YELM, WA 98597-9581

Mortgage

Document Number0004730456
DateJan 10, 2020
Instrument4730456
Lender
NameCROSSCOUNTRY MTG
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJan 9, 2050

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTHURSTON WA
Recording DateDec 27, 2019
Property Address3102 CEDRONA DR NW, OLYMPIA, WA 98502-3849
Document Number0004727969
Map ReferenceAF 3072099
Instrument DateDec 25, 2019
Instrument4727969
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanyTHURSTON COUNTY TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,366.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3102 CEDRONA DR NW, OLYMPIA, WA 98502-3849

Mortgage

Document Number0004727970
DateDec 27, 2019
Instrument4727970
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 3102 Cedrona Dr NW was $117.

Source: Thurston County assessment roll, as of January 1, 2026

Property Jurisdictions

TypeName
StateWashington
CountyThurston County
Unified School DistrictOlympia School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$117.00
2025$668,100 Land $174,900 Building $493,200$668,100 Land $174,900 Building $493,200
2023$6,775.00
2022$619,100 Land $118,800 Building $500,300$619,100 Land $118,800 Building $500,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3102 Cedrona Dr NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3102 Cedrona Dr NW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OLYMPIA
serves 126,966 people · EPA ID WA5363450
Water SourceGroundwater
Last State InspectionNov 2022
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cedrona Dr NW

Nearby Streets

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