3102 Ashbourne Cir, San Ramon, CA 94583 Property Records

Contra Costa County property record for 3102 Ashbourne Cir, San Ramon, CA 94583

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 5,376 sqft · built 2014
Lot Size	0.483 acres (21,039 sqft)
Owner	2 Individual Names on File
Last Sale	$2,580,000 (Aug 2020)
Tax Bill	$33,424 (2025)
Deeds & Mortgages	May 2018 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`211-380-050-8`

Property Details

APN / Parcel Number

Primary APN	`211-380-050-8`
Alternative APN	`211-380-050`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	5,376 sqft Living Area
1st Floor Area	2,485 sqft
2nd Floor Area	2,775 sqft
Basement Area	116 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2018
Architectural Style	Cluster
Lot Area	21,039 sqft (0.483 acres)
Garage Type	Attached
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3102 ASHBOURNE CIR
City	SAN RAMON
State	CA
Zip	94583-9100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T7996 POR L71
Legal Subdivision	NORRIS CANYON ESTATES PH 3 SUB
Legal Tract	7996
Legal Lot Number	71
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1008
Census Tract	345115

Owner

3102 Ashbourne Cir is owned and occupied by two individuals who bought it in August 2020.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3102 ASHBOURNE CIR, SAN RAMON, CA 94583-9100
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage PMAC LENDING SERVICES INC
Oct 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARC HOME LLC
Aug 26, 2020	Grant Deed, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2020 · Amount on File
Deed Sale	Aug 26, 2020 · Amount on File
Prior Sale	May 28, 2015 · Amount on File
Deed Document Number	2020183559
Prior Transfer Date	Apr 30, 2015
Prior Transfer Doc	0000084865
Record Updated	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3102 ASHBOURNE CIR, SAN RAMON, CA 94583-9100
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075146
Date	May 14, 2018
Instrument	2018-075146

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3102 ASHBOURNE CIR, SAN RAMON, CA 94583-9100
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	NORTH AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3102 ASHBOURNE CIR, SAN RAMON, CA 94583-9100

Mortgage

Document Number	0000097287
Date	Mar 31, 2021
Instrument	2021-097287

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Apr 1, 2028
Change Frequency	Annually
Min Rate At Change	4.37%
Max Rate At Change	10.3%
Index	1-Year LIBOR
Max Rate	10.3%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3102 ASHBOURNE CIR, SAN RAMON, CA 94583-9100
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3102 ASHBOURNE CIR, SAN RAMON, CA 94583-9100

Mortgage

Document Number	0000302148
Date	Oct 28, 2021
Instrument	2021-302148

Lender

Name	ARC HOME LLC
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 26, 2020
Property Address	3102 ASHBOURNE CIR, SAN RAMON, CA 94583-9100
Document Number	0000183559
Map Reference	MB 473 PG 46-63
Instrument Date	Aug 17, 2020
Instrument	2020-183559
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CORNERSTONE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3102 ASHBOURNE CIR, SAN RAMON, CA 94583-9100

Mortgage

Document Number	0000183560
Date	Aug 26, 2020
Instrument	2020-183560

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	5.87%
Max Rate At Change	7.87%
Index	1-Year LIBOR
Max Rate	11.8%

Tax Assessment & Valuation

The 2025 property tax bill for 3102 Ashbourne Cir was $33,424 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,848,525 (+2%) Land $1,101,319 Building $1,747,206
2025	$33,424.00 Homeowner's exemption	$2,792,673 Land $1,079,725 Building $1,712,948
2023	$32,267.00 (+2.68%) Homeowner's exemption	$2,684,232 Land $1,037,799 Building $1,646,433
2022	$31,426.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3102 Ashbourne Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3102 Ashbourne Cir is high, ranking above 88% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 70% of California
Wildfire Likelihood	0.9% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: Etheric Networks.

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