3102 Ahne Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 3102 Ahne Rd, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	2 bd · 1,008 sqft · built 1890
Lot Size	25.4 acres (1,108,602 sqft)
Owner	Individual Name on Record
Last Sale	$850,000 (Sep 2023)
Deeds & Mortgages	Nov 2024 Line of Credit Sep 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-17-100-003-000`

Property Details

APN / Parcel Number

Primary APN	`10-17-100-003-000`

Interior

Bedrooms	2 Beds
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	1,008 sqft Building Perimeter
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1890
Architectural Style	Other
Exterior Material	Wood
Construction Type	Frame
Lot Area	1,108,602 sqft (25.4 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	224 sqft
Shed	1 Shed
Shed Area	248 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3102 AHNE RD
City	WATERLOO
State	IL
Zip	62298-6408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA1
Legal Description	PART SE NW & PART NE SW
Legal Range	10W
Legal Township	03S
Legal Section	17
Jurisdiction	MONROE IL
Township / Civil Division	12
Census Block Group	1
Census Block	1030
Census Tract	600501

Owner

Source: Monroe County records, as of December 11, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	426 SANDALWOOD DR, WATERLOO, IL 62298-1660
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2024	Deed of Trust, Mortgage · Line of Credit DIETERICH BANK
Sep 29, 2023	Deed, Transfer · Conventional Mortgage DIETERICH BANK
Apr 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage ST LOUIS BANK
Dec 19, 2018	Deed of Trust, Mortgage BANK OF SPRINGFIELD
Oct 5, 2018	Trustee's Deed, Construction Loan · Line of Credit BANK OF SPRINGFIELD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2023 · Amount on Record
Deed Sale	Sep 29, 2023 · Amount on Record
Prior Sale	Jul 15, 2015
Deed Document Number	430727
Record Updated	Jun 7, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	3102 AHNE RD, WATERLOO, IL 62298-6408
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000435483
Date	Nov 21, 2024
Instrument	435483

Lender

Name	DIETERICH BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Nov 15, 2025

Interest

Rate Type	Fixed Rate
Rate	6.5%

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE IL
Recording Date	Sep 29, 2023
Property Address	3102 AHNE RD, WATERLOO, IL 62298-6408
Document Number	0000430727
Instrument Date	Sep 29, 2023
Instrument	430727
Transaction Type	Transfer
Record Updated	Oct 18, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	426 SANDALWOOD DR, WATERLOO, IL 62298-1660

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 SANDALWOOD DR, WATERLOO, IL 62298-1660

Mortgage

Document Number	0000430736
Date	Oct 2, 2023
Instrument	430736

Lender

Name	DIETERICH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	3102 AHNE RD, WATERLOO, IL 62298-6408
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000407488
Date	Apr 22, 2020
Instrument	407488

Lender

Name	ST LOUIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	3102 AHNE RD, WATERLOO, IL 62298-6408
Document Number	0000399331
Instrument Date	Dec 19, 2018
Transaction Type	Mortgage
Record Updated	Jan 23, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3102 AHNE RD WATERLOO IL 622986408, WATERLOO, IL 62298-6408

Mortgage

Document Number	0000399331
Date	Dec 27, 2018
Instrument	399331

Lender

Name	BANK OF SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62711

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 26, 2033

Interest

Rate Type	Adjustable Rate
Rate	5.05%

October 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MONROE IL
Recording Date	Oct 5, 2018
Property Address	3102 AHNE RD, WATERLOO, IL 62298-6408
Instrument Date	Sep 14, 2018
Instrument	398159
Transaction Type	Construction Loan
Record Updated	Jan 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	3102 AHNE RD WATERLOO IL 622986408, WATERLOO, IL 62298-6408

Mortgage

Document Number	0000398159
Date	Oct 5, 2018
Instrument	398159

Lender

Name	BANK OF SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62794-9301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 4, 2019

Interest

Rate Type	Adjustable Rate
Rate	5.25%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2022	$60,328 (-1.14%) Land $15,698 Building $44,630	$180,984 (-1.14%) Land $47,094 Building $133,890
2021	$61,022 Land $15,372 Building $45,650	$183,066 Land $46,116 Building $136,950

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Aug 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30

May also be available: Harrisonville Telephone Company, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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