3102 78th Ave E, Sarasota, FL 34243 Property Records

Manatee County property record for 3102 78th Ave E, Sarasota, FL 34243

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,729 sqft · built 2005
Lot Size	0.054 acres (2,340 sqft)
Owner	Individual Name on File
Last Sale	$100 (Dec 2016)
Tax Bill	$2,144 (2024)
Deeds & Mortgages	Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20296-0315-9`

Property Details

APN / Parcel Number

Primary APN	`20296-0315-9`
Alternative APN	`3518322029603159`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,729 sqft Living Area
Gross Area	2,349 sqft
1st Floor Area	1,729 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2013
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	2,340 sqft (0.054 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	179 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	3102 78TH AVE E
City	SARASOTA
State	FL
Zip	34243-4137
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD-R
Legal Description	UNIT 43 PALM LAKES A CONDOMINIUM AS REC IN CB 32/95 PI#20296.0315/9
Legal Range	18E
Legal Township	35S
Legal Section	32
Legal Subdivision	PALM LAKES
Legal Tract	02029600
Legal Lot Number	43
Legal Unit	43
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	3
Census Block	3004
Census Tract	805

Owner

Source: Manatee County assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3102 78TH AVE E, SARASOTA, FL 34243-4137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 1, 2016 · Amount on Record
Deed Sale	Dec 1, 2016 · Amount on Record
Prior Sale	Oct 2, 2008 · Amount on Record
Deed Book / Page	2657 / 719
Last Transfer Date	Dec 29, 2016
Transfer Doc	0026570719
Record Updated	Jun 8, 2026

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MANATEE FL
Recording Date	Jan 20, 2017
Property Address	3102 78TH AVE E, SARASOTA, FL 34243-4137
Document Number	0041005575
Book / Page	2657 / 0719
Map Reference	MB1958 PG7603
Instrument Date	Dec 29, 2016
Instrument	201741005575
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	ADVANTAGE TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3102 78TH AVE E, SARASOTA, FL 34243-4137

Mortgage

Document Number	0041005576
Date	Jan 20, 2017
Instrument	201741005576

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$179,660 (+5.99%)	$351,571 (-4.84%) Land $42,075 Building $309,496
2024	$2,144.00 (-1.15%)
2023	$2,169.00 (+3.43%) Homeowner's exemption	$169,512 (+3%)	$369,458 (+21.13%) Land $53,550 Building $315,908
2022	$2,097.00 Homeowner's exemption	$164,575	$305,017 Land $33,000 Building $272,017

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 135 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	135 in force
Nearby Flood Claims	40 (1992–2024)
Claims Outside the SFHA	14 of 40
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Debby, Aug 2024 · 2 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20