Manatee County property record for 3102 38th Ter E, Bradenton, FL 34208 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,033 sqft · built 2004 |
| Lot Size | 0.176 acres (7,700 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,862 (2024) |
| Deeds & Mortgages | Feb 2022 Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15451.0990-9 |
| Primary APN | 15451.0990-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,033 sqft Living Area |
| Gross Area | 2,949 sqft |
| 1st Floor Area | 2,033 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,700 sqft (0.176 acres) |
| Lot Dimensions | 110 ft deep x 70 ft wide |
| Terrain | Low |
| Garage Type | Attached |
| Garage Area | 680 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 216 sqft |
| Porch | Open Porch |
| Porch Area | 236 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 3518051545109909 |
|---|---|
| Street Address | 3102 38TH TER E |
| City | BRADENTON |
| State | FL |
| Zip | 34208-7369 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 98 HIGHLAND RIDGE PI#15451.0990/9 |
| Legal Range | 18E |
| Legal Township | 35S |
| Legal Section | 05 |
| Legal Subdivision | HIGHLAND RIDGE |
| Legal Tract | 1545100 |
| Legal Block | 2009 |
| Legal Lot Number | 98 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | BRADENTON |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 812 |
Source: Manatee County records · APN 15451.0990-9
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3102 38TH TER E, BRADENTON, FL 34208-7369 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 30, 2017 | Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 04, 2024 |
| Deed Sale | Dec 04, 2024 |
| Prior Sale | May 21, 2012 · Amount on Record |
| Deed Document Number | 201741050898 |
| Prior Transfer Date | May 30, 2017 |
| Prior Transfer Doc | 201741050898 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 3102 38TH TER E, BRADENTON, FL 34208-7369 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0041021065 |
|---|---|
| Date | Feb 15, 2022 |
| Instrument | 202241021065 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | May 30, 2017 |
| Property Address | 3102 38TH TER E, BRADENTON, FL 34208-7369 |
| Document Number | 0026763663 |
| Book / Page | 002676 / 003663 |
| Instrument Date | May 26, 2017 |
| Instrument | 41050898 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,082.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3102 38TH TER E BRADENTON FL 342087369, BRADENTON, FL 34208-7369 |
| Document Number | 26763665 |
|---|---|
| Date | May 30, 2017 |
| Book Page | 002676/003665 |
| Instrument | 41050899 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098-2639 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 29, 2047 |
Source: Manatee County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $287,895 (+5.99%) | $391,943 (-15.91%) Land $35,700 Building $356,243 | |
| 2024 | $3,862.00 (+1.74%) | ||
| 2023 | $3,796.00 (+2.98%) Homeowner's exemption | $271,632 (+3%) | $466,096 (+15.68%) Land $35,700 Building $430,396 |
| 2022 | $3,686.00 Homeowner's exemption | $263,720 | $402,931 Land $35,000 Building $367,931 |
Source: FEMA National Flood Hazard Layer, Manatee County (12081C), updated September 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120810008122, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 38 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 38 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 306 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 7,000 / 7,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures