31018 Bluff Rd, Vermillion, SD 57069 Property Records

Clay County property record for 31018 Bluff Rd, Vermillion, SD 57069

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,046 sqft · built 1880
Lot Size	2.55 acres (111,078 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,837 (2025)
Deeds & Mortgages	Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08000-09352-082-06`

Property Details

APN / Parcel Number

Primary APN	`08000-09352-082-06`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,046 sqft Living Area
Gross Area	2,728 sqft
1st Floor Area	1,364 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1970
Exterior Material	Marblecrete
Construction Type	Metal Frame
Roof Material	Composition Shingle
Lot Area	111,078 sqft (2.55 acres)
Porch	Slab
Porch Area	24 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	31018 BLUFF RD
City	VERMILLION
State	SD
Zip	57069-6713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 296' OF S 371' OF THAT PT NW 1/4 LYING N OF LOT H1 8-93-52 SPIRIT MOUND TWP
Legal Lot Number	8-93,H1
Jurisdiction	CLAY SD
Township / Civil Division	SPIRIT MOUND
Census Block Group	4
Census Block	4076
Census Tract	965800

Owner

Source: Clay County assessment roll, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	31018 BLUFF RD, VERMILLION, SD 57069-6713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 8, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY SD
Property Address	31018 BLUFF RD, VERMILLION, SD 57069-6713
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31018 BLUFF RD, VERMILLION, SD 57069-6713

Mortgage

Document Number	0MT141/665
Date	Feb 4, 2019
Book Page	MT141/665
Instrument	140234

Lender

Name	CLAY UNION ELECTRIC CORPORATION
Type	Non-Lending Institution
Address	VERMILLION, SD 57069

Agreement

Amount	Amount Recorded
Term	83 Months
Due	Jan 20, 2026

Interest

Rate	5%

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Clay County
County Subdivision	Spirit Mound Township
Unified School District	Irene-Wakonda School District 13-3 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,837.00 (+19.41%)	$398,988 (+35.96%) Land $61,625 Building $337,363
2023	$4,888.00 (+135.57%)	$293,460 Land $32,276 Building $261,184
2022	$2,075.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (2011)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Aug 2011 · river or lake flooding
Claims by Event	Flooding, Jul 2011 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 78% of South Dakota
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY RURAL WATER SYSTEM private · serves 4,780 people · EPA ID SD4600626
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Santel Communications Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bluff Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures