31016 Carioca Rd, Delmar, MD 21875 Property Records

Wicomico County property record for 31016 Carioca Rd, Delmar, MD 21875

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,232 sqft · built 1980
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (May 2023)
Tax Bill	$3,756 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-089972`

Property Details

APN / Parcel Number

Primary APN	`05-089972`
Alternative APN	`089972`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,232 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	47,916 sqft (1.1 acres)
Garage Type	Detached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	648 sqft
Porch	Slab
Porch Area	168 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	089972
Street Address	31016 CARIOCA RD
City	DELMAR
State	MD
Zip	21875-2241
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	BL-A L-7 1.10 AC 31016 CARIOCA ROAD PROPERT SURVEY ES ADKINS
Legal Subdivision	PROPERTY SUIRVEY FOR ES ADKINS COMPANY
Legal Block	A
Jurisdiction	WICOMICO MD
Township / Civil Division	5, PARSONS
Census Block Group	3
Census Block	3016
Census Tract	10603

Owner

Source: Wicomico County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31016 CARIOCA RD, DELMAR, MD 21875-2241
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2023	Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Oct 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Sep 6, 2017	Grant Deed, Transfer · Conventional with PMI SUNTRUST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2023 · Amount on Record
Deed Sale	May 22, 2023 · Amount on Record
Prior Sale	Sep 6, 2017 · Amount on Record
Deed Book / Page	5255 / 322
Prior Transfer Date	Mar 6, 2015
Prior Transfer Doc	0038200158
Record Updated	Oct 29, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	May 22, 2023
Property Address	31016 CARIOCA RD, DELMAR, MD 21875-2241
Document Number	0052550322
Book / Page	5255 / 322
Instrument Date	May 22, 2023
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	COMMUNITY TITLE NETWORK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,475.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	31016 CARIOCA RD, DELMAR, MD 21875-2241

Mortgage

Document Number	0052550328
Date	May 22, 2023
Book Page	5255/328

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2038

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	31016 CARIOCA RD, DELMAR, MD 21875-2241
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047100293
Date	Oct 6, 2020
Book Page	4710/293

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2035

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WICOMICO MD
Recording Date	Sep 6, 2017
Property Address	31016 CARIOCA RD, DELMAR, MD 21875-2241
Document Number	0042210058
Book / Page	004221 / 000058
Instrument Date	Sep 1, 2017
Transaction Type	Transfer
Record Updated	Nov 13, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$305.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	31016 CARIOCA RD DELMAR MD 218752241, DELMAR, MD 21875-2241

Mortgage

Document Number	42210060
Date	Sep 6, 2017
Book Page	004221/000060

Lender

Name	SUNTRUST MTG
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2047

Tax Assessment & Valuation

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$438,500 (+31.24%)	$513,500 (+28.05%) Land $50,200 Building $463,300
2025	$3,756.00 (+12.73%)
2023	$3,332.00	$334,133	$401,000 Land $50,200 Building $350,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 77% of Maryland
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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