Chisago County property record for 31010 Elm St, Lindstrom, MN 55045
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,094 sqft · built 1984 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,303 (Jan 2025) |
| Tax Bill | $3,844 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-00577-04 |
| Primary APN | 15-00577-04 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,094 sqft Living Area |
| Gross Area | 3,086 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Area | 1,094 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3982380 |
|---|---|
| Street Address | 31010 ELM ST |
| City | LINDSTROM |
| State | MN |
| Zip | 55045-9382 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUBDIVISIONNAME BERGLUND ADDITION LOT 004 BLOCK 001 SUBDIVISIONCD 15170 |
| Legal Range | 020 |
| Legal Township | 034 |
| Legal Section | 33 |
| Legal Subdivision | BERGLUND ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | CHISAGO MN |
| Township / Civil Division | LINDSTROM |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 110501 |
Source: Chisago County records, as of April 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 31010 ELM ST, LINDSTROM, MN 55045-9382 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 15, 2025 · Amount on File |
| Deed Sale | Jan 15, 2025 · Amount on File |
| Prior Sale | Nov 24, 2015 · Amount on File |
| Deed Document Number | 2025681363 |
| Record Updated | Oct 29, 2026 |
Source: Chisago County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Chisago County |
| Municipality | Lindstrom City |
| Unified School District | Chisago Lakes School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,844.00 (+10.14%) | ||
| 2025 | $3,490.00 (+0.23%) Homeowner's exemption | ||
| 2024 | $262,200 (-8.61%) | $283,300 (-4.74%) | |
| 2023 | $3,482.00 (+1.22%) Homeowner's exemption | $286,900 (+6.93%) | $297,400 (+6.1%) Land $71,000 Building $226,400 |
| 2022 | $3,440.00 (+7.3%) Homeowner's exemption | $268,300 (+28.56%) | $280,300 (+24.25%) Land $71,000 Building $209,300 |
| 2021 | $3,206.00 | $208,700 | $225,600 Land $56,000 Building $169,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | May 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Lindstrom serves 4,938 people · EPA ID MN1130007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fiber in parts of the area | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Frontier, GigFire.
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