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3101 W Lorient Dr, McHenry, IL 60050 Property Records

McHenry County property record for 3101 W Lorient Dr, McHenry, IL 60050

Property Summary

Property TypeSingle Family Home
Details3 bd · 5 ba · 1,402 sqft · built 1989
Lot Size0.258 acres (11,250 sqft)
OwnerIndividual Name on Record
Last Sale$190,000 (May 2012)
Deeds & MortgagesOct 2020 Mortgage
Oct 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN09-35-482-021

Property Details

APN / Parcel Number

Primary APN09-35-482-021

Interior

Bedrooms3 Beds
Full Baths5 Baths
Half Baths3 Half Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area1,402 sqft Living Area
Gross Area1,992 sqft
1st Floor Area1,356 sqft
Basement Area634 sqft
Finished Basement576 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area11,250 sqft
Lot Dimensions125 ft deep x 90 ft wide
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area42 sqft
Patio Area480 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3101 W LORIENT DR
CityMCHENRY
StateIL
Zip60050-6103
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2016R0008619 LT 66 UNIT 3 OF BRITTANY HEIGHTS
Legal Range08E
Legal Township45N
Legal Section35
Legal SubdivisionBRITTANY HEIGHTS 03
Legal Block482
Legal Lot Number66
Legal Unit3
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group3
Census Block3016
Census Tract870606

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3101 W LORIENT DR, MCHENRY, IL 60050-6103
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Oct 9, 2020Deed of Trust, Mortgage · Line of Credit
COMMUNITY TRUST CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 8, 2012 · Amount on Record
Deed SaleMay 8, 2012 · Amount on Record
Prior SaleMay 8, 2012 · Amount on Record
Deed Document Number0000020261
Last Transfer DateMar 17, 2016
Transfer Doc0000008619
Record UpdatedJun 7, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address3101 W LORIENT DR, MCHENRY, IL 60050-6103
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000042630
DateOct 14, 2020
Instrument2020R0042630
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term264 Months
DueOct 1, 2042

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address3101 W LORIENT DR, MCHENRY, IL 60050-6103
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000041793
DateOct 9, 2020
Instrument2020R0041793
Lender
NameCOMMUNITY TRUST CU
TypeCredit Union
AddressGURNEE, IL 60031
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueOct 8, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
MunicipalityMcHenry City
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$87,383 Land $16,287 Building $71,096$262,149 Land $48,861 Building $213,288

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims3 (1979–1994)
Most Recent ClaimMar 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCHENRY
serves 22,335 people · EPA ID IL1110600
Water SourceGroundwater
Last State InspectionMay 2023
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting23
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

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