3101 Serve Ct, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 3101 Serve Ct, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	1,552 sqft · built 2001
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$419,282 (Sep 2025)
Tax Bill	$2,550 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Sep 2025 Mortgage + 2 more
APN	`03-8.0-34-004-000-009.049`

Property Details

APN / Parcel Number

Primary APN	`03-8.0-34-004-000-009.049`

Interior

Building Area	1,552 sqft Base Area
1st Floor Area	1,552 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	146 ft deep x 138 ft wide

Location & Zoning

Street Address	3101 SERVE CT
City	SAINT JOSEPH
State	MO
Zip	64506-4332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:SWISS HIGHLANDS MEADOWS LOT:28 BLK:0LGL DESC:
Legal Subdivision	SWISS HIGHLANDS MEADOWS
Legal Lot Number	28
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3006
Census Tract	100

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3101 SERVE CT, SAINT JOSEPH, MO 64506-4332
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2024	Deed of Trust, Mortgage · Conventional Mortgage HNB NATIONAL BANK
Sep 29, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
Apr 7, 2023	Warranty Deed, Transfer · Line of Credit HNB NATIONAL BANK
Jan 7, 2021	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2025 · Amount on Record
Deed Sale	Sep 29, 2025 · Amount on Record
Prior Sale	Apr 7, 2023 · Amount on Record
Deed Document Number	20257977
Deed Book / Page	3811 / 919
Prior Transfer Date	Jan 4, 2021
Prior Transfer Doc	003757/539
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3101 SERVE CT, SAINT JOSEPH, MO 64506-4332
Transaction Type	Mortgage
Record Updated	Oct 13, 2025
Title Company	UNKNOWN, ST JOSEPH TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3101 SERVE CT, SAINT JOSEPH, MO 64506-4332

Mortgage

Document Number	003794/101
Date	Jan 23, 2024
Book Page	3794/101
Instrument	2024000453

Lender

Name	HNB NATIONAL BANK
Type	Bank
Address	SAINT JOSEPH, MO 64507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Sep 29, 2025
Property Address	3101 SERVE CT, SAINT JOSEPH, MO 64506-4332
Document Number	003811/919
Book / Page	3811 / 919
Instrument Date	Sep 23, 2025
Instrument	2025007977
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	PREFERRED TITLE/STATE JOSEPH LLC, PREFERRED TTL OF ST JOSEPH L

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3101 SERVE CT, SAINT JOSEPH, MO 64506-4332

Mortgage

Document Number	2025007988
Date	Sep 29, 2025
Instrument	2025007988

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Apr 7, 2023
Property Address	3101 SERVE CT, SAINT JOSEPH, MO 64506-4332
Document Number	003785/975
Book / Page	3785 / 975
Instrument Date	Apr 7, 2023
Instrument	2023002474
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	UNKNOWN, ST JOSEPH TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 SUNSET CIR, SAINT JOSEPH, MO 64503-3356

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3101 SERVE CT, SAINT JOSEPH, MO 64506-4332

Mortgage

Document Number	2023002475
Date	Apr 7, 2023
Instrument	2023002475

Lender

Name	HNB NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	9 Months
Due	Jan 7, 2024

January 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jan 7, 2021
Property Address	3101 SERVE CT, SAINT JOSEPH, MO 64506-4332
Document Number	003757/539
Book / Page	3757 / 539
Instrument Date	Jan 4, 2021
Instrument	2021000171
Transaction Type	Transfer
Record Updated	Oct 13, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3101 SERVE CT, SAINT JOSEPH, MO 64506-4332

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,550.00 (+0.04%)	$35,600 (+6.27%) Land $5,350 Building $30,250	$187,380 (+6.28%) Land $28,150 Building $159,230
2024	$2,549.00 (+15.97%)	$33,500 (-) Land $5,350 Building $28,150
2023	$2,198.00 (-0.68%)	$33,500 (-) Land $5,350 Building $28,150	$176,300 (-) Land $28,150 Building $148,150
2022	$2,213.00	$33,500 Land $5,350 Building $28,150
2021			$176,300 Land $28,150 Building $148,150

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: T-Mobile.

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