Hillsborough County property record for 3101 S Saint Cloud Ave, Valrico, FL 33596
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,124 sqft · built 1986 |
| Lot Size | 1.02 acres (44,786 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $350,000 (Dec 2019) |
| Tax Bill | $3,715 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Dec 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 087206-0100 |
| Primary APN | 087206-0100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,124 sqft Living Area |
| Gross Area | 3,345 sqft |
| 1st Floor Area | 2,124 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 44,786 sqft |
| Lot Dimensions | 200 ft deep x 150 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 780 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0872060100 |
|---|---|
| Street Address | 3101 S SAINT CLOUD AVE |
| City | VALRICO |
| State | FL |
| Zip | 33596-6439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC-6 |
| Legal Description | N 218 FT OF E 200 OF W 225 FT OF S 1/2 OF SW 1/4 |
| Legal Range | 21E |
| Legal Township | 30S |
| Legal Section | 05 |
| Legal Subdivision | UNPLATTED |
| Legal Tract | ZZZ |
| Legal Block | 4 |
| Legal Lot Number | 26790 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | BRANDON |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 13206 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3101 S SAINT CLOUD AVE, VALRICO, FL 33596-6439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| Dec 18, 2019 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2019 · Amount on Record |
| Deed Sale | Dec 18, 2019 · Amount on Record |
| Prior Sale | Apr 22, 2014 · Amount on Record |
| Deed Document Number | 2019541673 |
| Deed Book / Page | 27198 / 1046 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 3101 S SAINT CLOUD AVE, VALRICO, FL 33596-6439 |
| Document Number | 0000016718 |
| Instrument Date | Dec 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3101 S SAINT CLOUD AVE VALRICO FL 335966439, VALRICO, FL 33596-6439 |
| Document Number | 0000016718 |
|---|---|
| Date | Jan 12, 2021 |
| Instrument | 16718 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 11, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Dec 18, 2019 |
| Property Address | 3101 S SAINT CLOUD AVE, VALRICO, FL 33596-6439 |
| Document Number | 0271981046 |
| Book / Page | 027198 / 001046 |
| Instrument Date | Dec 16, 2019 |
| Instrument | 541673 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,450.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3101 S SAINT CLOUD AVE VALRICO FL 335966439, VALRICO, FL 33596-6439 |
| Document Number | 271981048 |
|---|---|
| Date | Dec 18, 2019 |
| Book Page | 027198/001048 |
| Instrument | 541674 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 17, 2049 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $215,782 (+2.7%) | $410,284 (+1.45%) Land $118,450 Building $291,834 | |
| 2025 | $3,715.00 (+13.19%) Homeowner's exemption | $210,109 (+5.99%) | $404,418 (+6.23%) Land $108,150 Building $296,268 |
| 2023 | $3,282.00 (+5.6%) Homeowner's exemption | $198,241 (+3%) | $380,711 (+1.74%) Land $92,700 Building $288,011 |
| 2022 | $3,108.00 Homeowner's exemption | $192,467 | $374,212 Land $77,250 Building $296,962 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures