3101 S Declaration Ct, Waldorf, MD 20603 Property Records

Charles County property record for 3101 S Declaration Ct, Waldorf, MD 20603

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,032 sqft · built 1992
Lot Size	0.511 acres (22,291 sqft)
Owner	Individual Name on Record
Last Sale	$560,000 (Feb 2022)
Tax Bill	$5,772 (2023)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-209491`

Property Details

APN / Parcel Number

Primary APN	`06-209491`
Alternative APNs	`6209491` `209491`

Interior

Full Baths	5 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,032 sqft Total Area
Gross Area	2,530 sqft
1st Floor Area	1,941 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	22,291 sqft (0.511 acres)
Garage Type	Built-in
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	56 sqft
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	209491
Old Parcel Number	6209491
Street Address	3101 S DECLARATION CT
City	WALDORF
State	MD
Zip	20603-3947
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	LOT 20 SEC 1 CONSTITUTION HILLS SUB
Legal Subdivision	CONSTITUTION HILLS SUB
Legal Lot Number	20
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	2
Census Block	2006
Census Tract	850706

Owner

Source: Charles County records, as of October 27, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	3101 S DECLARATION CT, WALDORF, MD 20603-3947
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Deed, Transfer · Conventional Mortgage FIDELITY DIRECT MORTGAGE LLC
Oct 28, 2020	Deed, Transfer · FHA Mortgage FIRST WASHINGTON MORTGAGE

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Feb 16, 2022 · Amount on Record
Deed Sale	Feb 16, 2022 · Amount on Record
Prior Sale	Oct 28, 2020 · Amount on Record
Deed Document Number	0012396458
Deed Book / Page	12396 / 458
Record Updated	Jun 7, 2026

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Feb 16, 2022
Property Address	3101 S DECLARATION CT, WALDORF, MD 20603-3947
Document Number	0123960458
Book / Page	12396 / 458
Map Reference	MB 42 FO 221
Instrument Date	Feb 11, 2022
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3101 S DECLARATION CT, WALDORF, MD 20603-3947

Mortgage

Document Number	0012396466
Date	Feb 16, 2022
Instrument	12396/466

Lender

Name	FIDELITY DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Oct 28, 2020
Property Address	3101 S DECLARATION CT, WALDORF, MD 20603-3947
Document Number	0114000289
Book / Page	11400 / 289
Map Reference	MB 42 FO 221
Instrument Date	Sep 4, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	CARDINAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,420.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3101 S DECLARATION CT, WALDORF, MD 20603-3947

Mortgage

Document Number	11400295
Date	Oct 28, 2020
Instrument	11400/295

Lender

Name	FIRST WASHINGTON MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Charles County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,772.00	$413,233	$439,800 Land $126,700 Building $313,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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