3101 River Rd, Reading, PA 19605 Property Records

Berks County property record for 3101 River Rd, Reading, PA 19605

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,448 sqft · built 1940
Lot Size	0.67 acres (29,185 sqft)
Owner	Individual Name on File
Last Sale	$271,000 (Jan 2023)
Tax Bill	$1,414 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5308-09-16-5936`

Property Details

APN / Parcel Number

Primary APN	`5308-09-16-5936`
Alternative APNs	`66-5308-09-16-5936` `129400`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,448 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Stucco
Lot Area	29,185 sqft (0.67 acres)
Terrain	Above Road/Slope
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3101 RIVER RD
City	READING
State	PA
Zip	19605-1423
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	RIVERVIEW PARK
Legal Block	16
Jurisdiction	BERKS PA
Township / Civil Division	MUHLENBERG
Census Block Group	3
Census Block	3021
Census Tract	12701

Owner

3101 River Rd is owned and occupied by an individual who bought it in January 2023.

Source: Berks County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	3101 RIVER RD, READING, PA 19605-1423
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jan 31, 2023	Deed, Transfer · Conventional Mortgage MORTGAGE AMERICA INC
Dec 6, 2019	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2023 · Amount on File
Deed Sale	Jan 31, 2023 · Amount on File
Deed Document Number	20232878
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Recording Date	Jun 26, 2026
Property Address	3101 RIVER RD, READING, PA 19605-1423
Document Number	0000020345
Instrument Date	Jun 18, 2026
Instrument	202620345
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3101 RIVER RD, READING, PA 19605-1423

Mortgage

Document Number	0000020345,
Date	Jun 26, 2026
Instrument	202620345

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	325 Months
Due	Jul 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jan 31, 2023
Property Address	3101 RIVER RD, READING, PA 19605-1423
Document Number	0000002878
Instrument Date	Jan 23, 2023
Instrument	2023002878
Transaction Type	Transfer
Record Updated	Feb 13, 2023
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,710.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3101 RIVER RD, READING, PA 19605-1423

Mortgage

Document Number	0000002879
Date	Jan 31, 2023
Instrument	2023002879

Lender

Name	MORTGAGE AMERICA INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	3101 RIVER RD, READING, PA 19605-1423
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042927
Date	Dec 6, 2019
Instrument	2019042927

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 3101 River Rd was $1,414 with a homeowner's exemption.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Muhlenberg Township
Unified School District	Muhlenberg School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,414.00 Homeowner's exemption	$94,200 Land $53,000 Building $41,200	$53,000 Land $53,000
2024	$1,323.00	$94,200 Land $53,000 Building $41,200
1994			$94,200 Land $53,000 Building $41,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3101 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3101 River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUHLENBERG TWP MUNI AUTH serves 22,400 people · EPA ID PA3060038
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2020
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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