3101 Kelp Ln, Oxnard, CA 93035 Property Records

Ventura County property record for 3101 Kelp Ln, Oxnard, CA 93035

Property Summary

Property TypeCondominium
Details2 bd · 1.5 ba · 1,042 sqft · built 1980
Lot Size0.03 acres (1,306 sqft)
Owner2 Individual Names on File
Last Sale$286,000 (Jul 2015)
Tax Bill$4,125 (2025)
Deeds & MortgagesApr 2019 Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN185-0-070-085

Property Details

APN / Parcel Number

Primary APN185-0-070-085

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,042 sqft Living Area
1st Floor Area510 sqft
2nd Floor Area532 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleCondo/Apartment
Lot Area1,306 sqft (0.03 acres)
Garage Area399 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address3101 KELP LN
CityOXNARD
StateCA
Zip93035-1626
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR2PD
Legal DescriptionTRACT: 283700 LOT: 1 REF: 078MR 022 CONDO PLAN: -29
Legal SubdivisionMANDALAY BEACH
Legal Tract283700
Legal Block70
Legal Lot Number1
JurisdictionVENTURA CA
Township / Civil DivisionOXNARD
Census Block Group2
Census Block2012
Census Tract3613

Owner

Source: Ventura County records · APN 185-0-070-085

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3101 KELP LN, 29, OXNARD, CA 93035-1626
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2019Deed of Trust, Mortgage · Conventional Mortgage
ON Q FINANCIAL INC
May 07, 2020Deed of Trust, Mortgage · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 30, 2015 · Amount on Record
Deed SaleJul 30, 2015 · Amount on Record
Prior SaleMar 28, 2013 · Amount on Record
Deed Document Number2015115512
Prior Transfer DateSep 12, 1995
Prior Transfer Doc0000110192
Record UpdatedSep 20, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address3101 KELP LN, OXNARD, CA 93035-1626
Transaction TypeMortgage
Record UpdatedOct 19, 2021
Title CompanyFIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000046168
DateApr 29, 2019
Instrument20190429-00046168
Lender
NameON Q FINANCIAL INC
TypeLending Institution
AddressTEMPE, AZ 85281
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2049

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address3101 KELP LN, OXNARD, CA 93035-1626
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyWFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000062604
DateMay 07, 2020
Instrument20200507-00062604
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
AddressCHANTILLY, VA 20151
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

Tax Assessment & Valuation

Source: Ventura County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyVentura County
MunicipalityOxnard City
Elementary School DistrictOxnard Elementary School District (KG - 08)
Secondary School DistrictOxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$345,330 (+2%) Land $224,588 Building $120,742
2025$4,125.00 (+2.26%) Homeowner's exemption$338,559 (+4.04%) Land $220,184 Building $118,375
2024$4,034.00 (+3.81%)
2023$3,886.00 (+3.13%) Homeowner's exemption$325,413 Land $211,634 Building $113,779
2022$3,768.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ventura County (06111C), as of September 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 061110036132, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Frontier, Verizon.

Based on FCC filings for 691 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA5610007, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemOXNARD WATER DEPT
serves 200,232 people
Water SourcePurchased surface water from several systems
Last State InspectionDec 2025
LeadUnder 1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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