3101 Gibraltar Ave, Costa Mesa, CA 92626 Property Records

Orange County property record for 3101 Gibraltar Ave, Costa Mesa, CA 92626

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,476 sqft · built 1958
Lot Size	0.161 acres (7,020 sqft)
Owner	2 Individual Names on File
Last Sale	$700,000 (Jul 2019)
Tax Bill	$9,108 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`139-154-14`

Property Details

APN / Parcel Number

Primary APN	`139-154-14`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,476 sqft Living Area
1st Floor Area	1,476 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Traditional
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Gravel
Lot Area	7,020 sqft (0.161 acres)
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3101 GIBRALTAR AVE
City	COSTA MESA
State	CA
Zip	92626-2309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	N TR 3115 BLK LOT 96
Legal Subdivision	TRACT 3115
Legal Tract	3115
Legal Lot Number	96
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	2
Census Block	2006
Census Tract	63806

Owner

3101 Gibraltar Ave is owned and occupied by two individuals who bought it in July 2019.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3101 GIBRALTAR AVE, COSTA MESA, CA 92626-2309
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage SPEC HOME LOANS
Sep 19, 2025	Intrafamily Transfer, Transfer · Line of Credit SCHOOLSFIRST FCU
Apr 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage JMJ FINANCIAL GROUP
Jul 1, 2019	Grant Deed, Transfer · Conventional with PMI SPEC HM LOANS
Feb 19, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2019 · Amount on File
Deed Sale	Jul 1, 2019 · Amount on File
Deed Document Number	2019233389
Prior Transfer Date	Jan 27, 2010
Prior Transfer Doc	0000068235
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3101 GIBRALTAR AVE, COSTA MESA, CA 92626-2309
Transaction Type	Mortgage
Record Updated	Oct 7, 2025
Title Company	CLEARMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3101 GIBRALTAR AVE, COSTA MESA, CA 92626-2309

Mortgage

Document Number	0000625801
Date	Oct 12, 2021
Instrument	2021000625801

Lender

Name	SPEC HOME LOANS
Type	Mortgage Company
Address	LA VERNE, CA 91750

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Sep 19, 2025
Property Address	3101 GIBRALTAR AVE, COSTA MESA, CA 92626-2309
Document Number	0000258941
Map Reference	MB 109 PG 41-46
Instrument Date	Sep 12, 2025
Instrument	2025000258941
Transaction Type	Transfer
Record Updated	Oct 7, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3101 GIBRALTAR AVE, COSTA MESA, CA 92626-2309

Mortgage

Document Number	0000258942
Date	Sep 19, 2025
Instrument	2025000258942

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3101 GIBRALTAR AVE, COSTA MESA, CA 92626-2309
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000156470
Date	Apr 7, 2020
Instrument	2020000156470

Lender

Name	JMJ FINANCIAL GROUP
Type	Lending Institution
Address	ALISO VIEJO, CA 92656

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 1, 2019
Property Address	3101 GIBRALTAR AVE, COSTA MESA, CA 92626-2309
Document Number	0000233389
Instrument Date	May 20, 2019
Instrument	233389
Transaction Type	Transfer
Record Updated	Jul 11, 2019
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TITLE ORANGE CNTY BR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3101 GIBRALTAR AVE COSTA MESA CA 926262309, COSTA MESA, CA 92626-2309

Mortgage

Document Number	233390
Date	Jul 1, 2019
Instrument	233390

Lender

Name	SPEC HM LOANS
Address	LA VERNE, CA 91750

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2049

February 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ORANGE CA
Recording Date	Feb 19, 2019
Property Address	3101 GIBRALTAR AVE, COSTA MESA, CA 92626-2309
Document Number	0000049917
Instrument Date	Jan 28, 2019
Instrument	49917
Transaction Type	Transfer
Record Updated	Mar 1, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3101 GIBRALTAR AVE COSTA MESA CA 926262309, COSTA MESA, CA 92626-2309

Tax Assessment & Valuation

The 2025 property tax bill for 3101 Gibraltar Ave was $9,108, up 2.2% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$780,861 (+2%) Land $689,028 Building $91,833
2025	$9,108.00 (+2.25%)	$765,550 Land $675,517 Building $90,033
2024	$8,908.00 (+3.21%)
2023	$8,631.00 (+3.02%)	$735,824 Land $649,286 Building $86,538
2022	$8,378.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3101 Gibraltar Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3101 Gibraltar Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Cosmo Network Solutions Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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