3101 Fogg Rd S, Hernando, MS 38632 Property Records

DeSoto County property record for 3101 Fogg Rd S, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 4,387 sqft · built 2018
Lot Size	17.1 acres (745,312 sqft)
Owner	Individual Name on Record
Tax Bill	$3,811 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Aug 2017 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-08-4-19-00-0-00001-03`

Property Details

APN / Parcel Number

Primary APN	`3-08-4-19-00-0-00001-03`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	4,387 sqft Adjusted Area
1st Floor Area	2,600 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Hip
Roof Material	Shingle
Lot Area	745,312 sqft (17.1 acres)

Location & Zoning

Street Address	3101 FOGG RD S
City	HERNANDO
State	MS
Zip	38632-9737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	PT NE1/4
Legal Range	008
Legal Township	03S
Legal Section	19
Legal Lot Number	1
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2028
Census Tract	71123

Owner

Source: DeSoto County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3101 FOGG RD S, HERNANDO, MS 38632-9737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP
Aug 18, 2017	Deed of Trust, Mortgage · Construction Mortgage SOUTHERN BANCORP BANK
Jul 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 23, 2015
Transfer Doc	000759/118
Record Updated	Jun 8, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3101 FOGG RD S, HERNANDO, MS 38632-9737
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004473/599
Date	Dec 29, 2017
Book Page	4473/599
Instrument	T04473-00599

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2048

Interest

Rate Type	Fixed Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3101 FOGG RD S, HERNANDO, MS 38632-9737
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170818010238180
Date	Aug 18, 2017
Instrument	20170818010238180

Lender

Name	SOUTHERN BANCORP BANK
Type	Bank
Address	HERNANDO, MS 38632

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Feb 15, 2018

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3101 FOGG RD S, HERNANDO, MS 38632-9737
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	REALITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005002/397
Date	Jul 29, 2020
Book Page	5002/397

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,811.00 (+16.08%)	$49,837 (+39.03%) Land $4,273 Building $45,564	$496,130 (+39.29%) Land $40,489 Building $455,641
2023	$3,283.00	$35,846	$356,186 Land $40,553 Building $315,633

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 50% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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