Rockingham County property record for 3101 Eppard Ln, Elkton, VA 22827
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,356 sqft · built 2007 |
| Lot Size | 25 acres (1,089,000 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,348 (2026) |
| Deeds & Mortgages | Jun 2023 Line of Credit Jan 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 116-(A)-L176B |
| Primary APN | 116-(A)-L176B |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,356 sqft Living Area |
| Gross Area | 5,408 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 1,089,000 sqft (25 acres) |
| Garage Type | Mixed |
| Garage Area | 1,080 sqft |
| Deck Area | 80 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Cistern |
| Account Number | R10771 |
|---|---|
| Street Address | 3101 EPPARD LN |
| City | ELKTON |
| State | VA |
| Zip | 22827-2112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A2 |
| Legal Description | DRY RIVER |
| Legal Subdivision | DRY RIVER |
| Jurisdiction | ROCKINGHAM VA |
| Township / Civil Division | STONEWALL |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 10100 |
Source: Rockingham County records, as of June 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3101 EPPARD LN, ELKTON, VA 22827-2112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2023 | Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK |
| Jan 2, 2019 | Gift Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 15, 2011 |
| Transfer Doc | 3857/291 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKINGHAM VA |
| Property Address | 3101 EPPARD LN, ELKTON, VA 22827-2112 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3101 EPPARD LN, ELKTON, VA 22827-2112 |
| Document Number | 005704/728 |
|---|---|
| Date | Jun 12, 2023 |
| Book Page | 5704/728 |
| Instrument | 2023-11867 |
| Name | ATLANTIC UNION BANK |
|---|---|
| Type | Bank |
| Address | GROTTOES, VA 24441 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 20, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | ROCKINGHAM VA |
| Recording Date | Jan 2, 2019 |
| Property Address | 3101 EPPARD LN, ELKTON, VA 22827-2112 |
| Document Number | 5075/614 |
| Book / Page | 5075 / 614 |
| Instrument Date | Dec 4, 2018 |
| Instrument | 2019-00045 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3101 EPPARD LN, ELKTON, VA 22827-2112 |
Source: Rockingham County assessment roll, as of June 8, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Rockingham County |
| Unified School District | Rockingham County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,348.00 (+6.29%) | $355,861 (+9.53%) Land $101,500 Building $254,361 | $355,861 (+9.53%) Land $101,500 Building $254,361 |
| 2025 | $2,209.00 | $324,900 Land $71,500 Building $253,400 | |
| 2022 | $324,900 Land $71,500 Building $253,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 12 (1985–2011) |
| Claims Outside the SFHA | 1 of 12 |
| Most Recent Claim | Apr 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · above 83% of Virginia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: Glo Fiber.
5G and 4G LTE (outdoors only)
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