Chesterfield County property record for 3101 Cove View Ln, Midlothian, VA 23112
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,298 sqft · built 2005 |
| Lot Size | 0.278 acres (12,110 sqft) |
| Owner | Company Name on File |
| Last Sale | $420,000 (Apr 2018) |
| Tax Bill | $5,877 (2026) |
| Deeds & Mortgages | Aug 2026 Line of Credit Jun 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 721-68-61-84-100-000 |
| Primary APN | 721-68-61-84-100-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 3,298 sqft Finished Area |
| 1st Floor Area | 1,364 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Material | Composition Shingle |
| Lot Area | 12,110 sqft (0.278 acres) |
| View / Lot | Waterfront |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 90 sqft |
| Deck Area | 384 sqft |
| Patio Area | 336 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 395768002 |
|---|---|
| Street Address | 3101 COVE VIEW LN |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23112-4383 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R9 - SINGL |
| Legal Description | EDGEWATER SEC 8 053 |
| Legal Subdivision | EDGEWATER AT THE RESERVOIR |
| Legal Lot Number | 53 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | CLOVER HILL |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 100938 |
3101 Cove View Ln is owned by a company that acquired it in June 2018.
Source: Chesterfield County records, as of August 25, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3101 COVE VIEW LN, MIDLOTHIAN, VA 23112-4383 |
| Owner Type | Company |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 12, 2026 | Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION |
| Jun 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CTRL LLC |
| Aug 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CTRL LLC |
| Jun 29, 2018 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Apr 26, 2018 | Warranty Deed, Transfer · Conventional Mortgage FIRST HM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 26, 2018 · Amount on File |
| Deed Sale | Apr 26, 2018 · Amount on File |
| Prior Sale | Oct 19, 2005 · Amount on File |
| Deed Document Number | 201814748 |
| Deed Book / Page | 11960 / 572 |
| Last Transfer Date | Jun 14, 2018 |
| Transfer Doc | 12024-835 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Aug 12, 2026 |
| Property Address | 3101 COVE VIEW LN, MIDLOTHIAN, VA 23112-4383 |
| Document Number | 0000029654 |
| Book / Page | 15343 / 445 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 202629654 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust, 165 |
| Address | 3101 COVE VIEW LN, MIDLOTHIAN, VA 23112-4383 |
| Document Number | 0000029654, |
|---|---|
| Date | Aug 12, 2026 |
| Book Page | 15343/445 |
| Instrument | 202629654 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 28, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 3101 COVE VIEW LN, MIDLOTHIAN, VA 23112-4383 |
| Document Number | 12809980 |
| Instrument Date | Jun 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3101 COVE VIEW LN MIDLOTHIAN VA 231124383, MIDLOTHIAN, VA 23112-4383 |
| Document Number | 12809980 |
|---|---|
| Date | Jun 23, 2020 |
| Book Page | 012809/000980 |
| Instrument | 29275 |
| Name | CAPITAL CTRL LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 22, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 3101 COVE VIEW LN, MIDLOTHIAN, VA 23112-4383 |
| Document Number | 12417169 |
| Instrument Date | Aug 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 4, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3101 COVE VIEW LN MIDLOTHIAN VA 231124383, MIDLOTHIAN, VA 23112-4383 |
| Document Number | 12417169 |
|---|---|
| Date | Aug 20, 2019 |
| Book Page | 012417/000169 |
| Instrument | 32210 |
| Name | CAPITAL CTRL LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 19, 2034 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Jun 29, 2018 |
| Property Address | 3101 COVE VIEW LN, MIDLOTHIAN, VA 23112-4383 |
| Document Number | 12024835 |
| Book / Page | 012024 / 000835 |
| Instrument Date | Jun 14, 2018 |
| Instrument | 23844 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3101 COVE VIEW LN MIDLOTHIAN VA 231124383, MIDLOTHIAN, VA 23112-4383 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Apr 26, 2018 |
| Property Address | 3101 COVE VIEW LN, MIDLOTHIAN, VA 23112-4383 |
| Document Number | 11960572 |
| Book / Page | 011960 / 000572 |
| Instrument Date | Mar 26, 2018 |
| Instrument | 14748 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3101 COVE VIEW LN MIDLOTHIAN VA 231124383, MIDLOTHIAN, VA 23112-4383 |
| Document Number | 11960576 |
|---|---|
| Date | Apr 26, 2018 |
| Book Page | 011960/000576 |
| Instrument | 14749 |
| Name | FIRST HM MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 3101 Cove View Ln was $5,877.
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,877.00 | $657,600 (-) Land $137,600 Building $520,000 | $657,600 (-) Land $137,600 Building $520,000 |
| 2025 | $5,877.00 | $657,600 Land $137,600 Building $520,000 | $657,600 Land $137,600 Building $520,000 |
| 2023 | $5,252.00 | $574,400 Land $133,600 Building $440,800 | $574,400 Land $133,600 Building $440,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3101 Cove View Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3101 Cove View Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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