3101 Cedar Rdg Dr, Richardson, TX 75082 Property Records

Collin County property record for 3101 Cedar Rdg Dr, Richardson, TX 75082

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,005 sqft · built 2000
Owner	Individual Name on File
Tax Bill	$9,832 (2024)
Deeds & Mortgages	Mar 2025 Line of Credit Jan 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R-4043-00C-0220-1`

Property Details

APN / Parcel Number

Primary APN	`R-4043-00C-0220-1`
Alternative APN	`2077572`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,005 sqft Living Area
1st Floor Area	2,577 sqft
2nd Floor Area	1,428 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	655 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	138 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2077572
Street Address	3101 CEDAR RIDGE DR
City	RICHARDSON
State	TX
Zip	75082-2460
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	WOODS OF SPRINGCREEK SECTION 5 (CRC), BLK C, LOT 22
Legal Subdivision	WOODS OF SPRINGCREEK SECTION 5 (CRC)
Legal Block	C
Legal Lot Number	22
Jurisdiction	COLLIN TX
Township / Civil Division	PLANO
Census Block Group	1
Census Block	1020
Census Tract	32016

Owner

3101 Cedar Rdg Dr is owned and occupied by an individual who acquired it in January 2025.

Source: Collin County records, as of January 20, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3101 CEDAR RIDGE DR, RICHARDSON, TX 75082-2460
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jan 23, 2025	Warranty Deed, Transfer
Jun 14, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage GUIDANCE RESIDENTIAL LLC
Jun 14, 2021	Special Warranty Deed, Transfer · Stand-Alone First Mortgage GUIDANCE RESIDENTIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2025
Deed Sale	Jan 23, 2025
Prior Sale	Jun 14, 2021
Deed Document Number	2025000008000
Record Updated	Jun 8, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	3101 CEDAR RIDGE DR, RICHARDSON, TX 75082-2460
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025000030513
Date	Mar 17, 2025
Instrument	2025000030513

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 6, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Jan 23, 2025
Property Address	3101 CEDAR RIDGE DR, RICHARDSON, TX 75082-2460
Document Number	2025000008000
Map Reference	VOL K PG 880
Instrument Date	Jan 23, 2025
Instrument	2025000008000
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3101 CEDAR RIDGE DR, RICHARDSON, TX 75082-2460

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	3101 CEDAR RIDGE DR, RICHARDSON, TX 75082-2460
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001194380
Date	Jun 14, 2021
Instrument	20210614001194380

Lender

Name	GUIDANCE RESIDENTIAL LLC
Type	Mortgage Company
Address	RESTON, VA 20190

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

June 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Jun 14, 2021
Property Address	3101 CEDAR RIDGE DR, RICHARDSON, TX 75082-2460
Document Number	0001196580
Map Reference	VOL K PG 880
Instrument Date	Jun 9, 2021
Instrument	20210614001196580
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3101 CEDAR RIDGE DR, RICHARDSON, TX 75082-2460

Mortgage

Document Number	0001194380
Date	Jun 14, 2021
Instrument	20210614001194380

Lender

Name	GUIDANCE RESIDENTIAL LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Richardson City
Unified School District	Plano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$639,035 Land $160,000 Building $479,035	$639,035 Land $160,000 Building $479,035
2024	$9,832.00
2023		$676,565 Land $160,000 Building $516,565	$676,565 Land $160,000 Building $516,565
2022	$9,776.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3101 Cedar Rdg Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3101 Cedar Rdg Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RICHARDSON serves 122,615 people · EPA ID TX0570015
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Frontier, T-Mobile.

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