3101 Banyan Way, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 3101 Banyan Way, Punta Gorda, FL 33950

Property Summary

Property TypeSingle Family Home
Lot Size0.196 acres (8,550 sqft)
Owner2 Owner Names on Record
Last Sale$87,500 (Jun 2004)
Tax Bill$895 (2025)
Flood ZoneZone AE (high risk)
APN41-22-13-286-006

Property Details

APN / Parcel Number

Primary APN41-22-13-286-006
Alternative APNs
  • 0077953-000000-5
  • 10004693306

Exterior

Lot Area8,550 sqft (0.196 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number10004693306
Old Parcel Number00779530000005
Street Address3101 BANYAN WAY
CityPUNTA GORDA
StateFL
Zip33950
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF5
Legal DescriptionCPK 002 000F 0004 CHARLOTTE PARK SEC 2 REPL BLK F LT 4 148/11 2193/358 2484/1417
Legal Range22E
Legal Township41S
Legal Section13
Legal SubdivisionCHARLOTTE PARK
Legal BlockF
Legal Lot Number4
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group2
Census Block2007
Census Tract10301

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Owner Names on Record
Mailing Address116 LAZELL ST, HINGHAM, MA 02043-4404

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 7, 2004 · Amount on Record
Deed SaleJun 7, 2004 · Amount on Record
Deed Document Number1212437
Deed Book / Page2484 / 1417
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$895.00 (-26.52%)$48,157 (+21%)$88,191 (-3.09%) Land $87,400 Building $791
2023$1,218.00 (+10.83%)$39,799 (-39%)$91,003 (+39.49%) Land $90,250 Building $753
2022$1,099.00$65,240 Land $64,600 Building $640$65,240 Land $64,600 Building $640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 220 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies462 units insured
incl. 242 condo units
Nearby Flood Claims220 (1978–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 66 claims
  • Hurricane Helene, Oct 2024 · 98 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
BridgeMAXX Suncoast Broadband
Fixed Wireless
100 / 20

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