3101 48th St, Two Rivers, WI 54241 Property Records

Manitowoc County property record for 3101 48th St, Two Rivers, WI 54241

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,661 sqft · built 1978
Lot Size	0.213 acres (9,278 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,477 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jun 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`53-117-002-150.04`

Property Details

APN / Parcel Number

Primary APN	`53-117-002-150.04`
Alternative APNs	`053-117-002-150.04` `1170021504`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,661 sqft Living Area
Gross Area	3,208 sqft
Basement Area	1,008 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	9,278 sqft (0.213 acres)
Garage Type	Attached
Garage Area	464 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3101 48TH ST
City	TWO RIVERS
State	WI
Zip	54241-1016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	FOREST HILLS SUB LOT 15 BLK 2
Legal Subdivision	FOREST HILLS SUB
Legal Block	2
Legal Lot Number	15
Jurisdiction	MANITOWOC WI
Township / Civil Division	TWO RIVERS
Census Block Group	4
Census Block	4011
Census Tract	5200

Owner

3101 48th St is owned and occupied by two individuals who acquired it in June 2021.

Source: Manitowoc County records, as of June 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3101 48TH ST, TWO RIVERS, WI 54241-1016
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Warranty Deed, Transfer · Conventional Mortgage MOUND CITY BANK
Jun 30, 2021	Affidavit of Death of Joint Tenant, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TTL MANITOWOC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 30, 2021
Transfer Doc	3417/471
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANITOWOC WI
Recording Date	Jun 30, 2021
Property Address	3101 48TH ST, TWO RIVERS, WI 54241-1016
Document Number	3417/473
Book / Page	3417 / 473
Instrument Date	Jun 22, 2021
Instrument	1238025
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$549.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3101 48TH ST, TWO RIVERS, WI 54241-1016

Mortgage

Document Number	1238026
Date	Jun 30, 2021
Instrument	1238026

Lender

Name	MOUND CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

June 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MANITOWOC WI
Recording Date	Jun 30, 2021
Property Address	3101 48TH ST, TWO RIVERS, WI 54241-1016
Document Number	3417/471
Book / Page	3417 / 471
Instrument Date	Jun 22, 2021
Instrument	1238024
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL MANITOWOC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12626 W LIMEWOOD DR, SUN CITY WEST, AZ 85375-5161

Tax Assessment & Valuation

The 2025 property tax bill for 3101 48th St was $3,477 with exemptions applied, up 6.7% from the year before.

Source: Manitowoc County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Manitowoc County
Municipality	Two Rivers City
Unified School District	Two Rivers School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,477.00 (+6.66%) Homeowner's exemption Additional exemption filed	$214,000 (-) Land $25,000 Building $189,000	$247,416 Land $28,904 Building $218,512
2024	$3,260.00 (+15.77%)	$214,000 (+87.55%) Land $25,000 Building $189,000
2023	$2,816.00 Homeowner's exemption	$114,100 Land $17,400 Building $96,700	$181,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3101 48th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 22, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3101 48th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 88% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS WATERWORKS serves 11,270 people · EPA ID WI4360436
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: Frontier.

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