3101 38th Ave S, Fargo, ND 58104 Property Records

Cass County property record for 3101 38th Ave S, Fargo, ND 58104

Property Summary

Property Type	Single Family Home
Details	1,222 sqft · built 1992
Lot Size	0.224 acres (9,740 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Jul 2024)
Tax Bill	$3,444 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Oct 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`01-2920-01220-000`

Property Details

APN / Parcel Number

Primary APN	`01-2920-01220-000`

Interior

Building Area	1,222 sqft Living Area
1st Floor Area	1,222 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Bi-Level
Lot Area	9,740 sqft (0.224 acres)
Lot Dimensions	125 ft deep x 78 ft wide

Location & Zoning

Street Address	3101 38TH AVE S
City	FARGO
State	ND
Zip	58104-7038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	LOT: 34 BLOCK: 6 ADDITION: STONEBRIDGE FARMS ADDITIONAL: STONEBRIDGE FARMS LOT 34 BLK 6
Legal Subdivision	STONEBRIDGE FARMS
Legal Block	6
Legal Lot Number	34
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	3
Census Block	3007
Census Tract	10303

Owner

3101 38th Ave S is owned and occupied by an individual who acquired it in August 2024.

Source: Cass County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3101 38TH AVE S, FARGO, ND 58104-7038
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2020	Warranty Deed, Transfer · VA Mortgage VALLEY MORTGAGE INC
Oct 19, 2018	Warranty Deed, Transfer TOWN & CNTRY CU
Aug 23, 2018	Trustee's Deed, Construction Loan · Construction Mortgage ALERUS FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2024 · Amount on File
Deed Sale	Jul 2, 2024 · Amount on File
Prior Sale	Jul 2, 2024 · Amount on File
Deed Document Number	20241714879
Last Transfer Date	Aug 5, 2024
Transfer Doc	0001718191
Record Updated	Sep 20, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Sep 16, 2020
Property Address	3101 38TH AVE S, FARGO, ND 58104-7038
Document Number	0001605262
Instrument Date	Sep 15, 2020
Instrument	1605262
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	TITLE COMPANY RESIDENTIAL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3108 38TH AVE S, FARGO, ND 58104-7040

Mortgage

Document Number	0001605264
Date	Sep 16, 2020
Instrument	1605264

Lender

Name	VALLEY MORTGAGE INC
Type	Mortgage Company
Address	FARGO, ND 58104

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Oct 19, 2018
Property Address	3101 38TH AVE S, FARGO, ND 58104-7038
Document Number	0001549808
Instrument Date	Oct 19, 2018
Instrument	1549808
Transaction Type	Transfer
Record Updated	Mar 29, 2019
Title Company	NORTH DAKOTA GUARANTY AND TITLE, NORTH DAKOTA GUARANTY & TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3101 38TH AVE S FARGO ND 581047038, FARGO, ND 58104-7038

Mortgage

Document Number	1549810
Date	Oct 19, 2018
Instrument	1549810

Lender

Name	TOWN & CNTRY CU
Type	Credit Union
Address	FARGO, ND 58103

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 18, 2048

August 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CASS ND
Recording Date	Aug 23, 2018
Property Address	3101 38TH AVE S, FARGO, ND 58104-7038
Instrument Date	Aug 17, 2018
Instrument	1545394
Transaction Type	Construction Loan
Record Updated	Sep 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3101 38TH AVE S FARGO ND 581047038, FARGO, ND 58104-7038

Mortgage

Document Number	0001545394
Date	Aug 23, 2018
Instrument	1545394

Lender

Name	ALERUS FIN'L
Type	Funding / Finance Company
Address	GRAND FORKS, ND 58201

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 22, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 3101 38th Ave S was $3,444.

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,444.00	$179,050 Land $35,200 Building $143,850	$358,100 Land $70,400 Building $287,700
2023	$4,675.00	$167,350 Land $35,200 Building $132,150	$334,700 Land $70,400 Building $264,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3101 38th Ave S in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 65 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	65 in force
Nearby Flood Claims	15 (1997–2015)
Claims Outside the SFHA	15 of 15
Most Recent Claim	May 2015 · other causes
Claims by Event	Severe Storms And Flooding, Apr 2009 · 3 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3101 38th Ave S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Fidium Fiber.

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