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31006 Atlantis Dr, Big Pine Key, FL 33043 Property Records

Monroe County property record for 31006 Atlantis Dr, Big Pine Key, FL 33043 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,580 sqft · built 2019
Lot Size0.188 acres (8,195 sqft)
OwnerIndividual Name on File
Last Sale$130,000 (Mar 2017)
Tax Bill$7,115 (2024)
Deeds & MortgagesOct 2025 Mortgage
Dec 2018 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN00285491-001200

Property Details

APN / Parcel Number

Primary APN00285491-001200
Alternative APNs
  • 24662900285491001200
  • 1357570

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,580 sqft Living Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialPlywood
Foundation TypePile
Roof TypeHip
Roof MaterialMetal
Lot Area8,195 sqft (0.188 acres)
PorchOpen Porch
Boat AccessBoat Access

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number1357570
Old Parcel Number24662900285491001200
Street Address31006 ATLANTIS DR
CityBIG PINE KEY
StateFL
Zip33043
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 12 ATLANTIS ESTATES PB6-50 BIG PINE KEY OR478-18-19 OR642-770 OR809-2207 OR964-2402/03 OR1036-649 OR1664-2289
Legal Range29E
Legal Township66S
Legal Section24
Legal SubdivisionATLANTIS ESTATES
Legal Lot Number12
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group1
Census Block1001
Census Tract971401

Owner

Source: Monroe County records · APN 00285491-001200

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 31, MOUNT DESERT, ME 04660-0031
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2025Intrafamily Transfer, Transfer · Conventional Mortgage
FIRST HORIZON BANK
Dec 10, 2018Deed of Trust, Mortgage · ARM
CAPITAL BANK
Mar 07, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 07, 2017 · Amount on Record
Deed SaleMar 07, 2017 · Amount on Record
Prior SaleMar 07, 2017 · Amount on Record
Deed Document Number0028420908
Deed Book / Page002842 / 000908
Last Transfer DateOct 27, 2025
Transfer Doc0033510291
Record UpdatedJun 08, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE FL
Recording DateOct 27, 2025
Property Address31006 ATLANTIS DR, BIG PINE KEY, FL 33043
Document Number0033510291
Book / Page3351 / 291
Map ReferenceMB 6 PG 50
Instrument DateSep 30, 2025
Instrument2520114
Transaction TypeTransfer
Record UpdatedNov 19, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1233, ELLSWORTH, ME 04605-1233

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 31, MOUNT DESERT, ME 04660-0031

Mortgage

Document Number0003351299
DateOct 27, 2025
Instrument3351/299
Lender
NameFIRST HORIZON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address31006 ATLANTIS DR, BIG PINE KEY, FL 33043
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029391797
DateDec 10, 2018
Book Page2939/1797
Instrument2197664
Lender
NameCAPITAL BANK
TypeBank
AddressMEMPHIS, TN 38103
Agreement
TypeARM
AmountAmount Recorded
Term372 Months
DueDec 01, 2049
Interest
Rate TypeAdjustable Rate
Rate4.5%
Type Change DateDec 01, 2022
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change6.5%
Index1-Year LIBOR
Max Rate10.5%

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMar 07, 2017
Property Address31006 ATLANTIS DR, BIG PINE KEY, FL 33043
Document Number0028420908
Book / Page002842 / 000908
Instrument DateFeb 28, 2017
Instrument2113195
Transaction TypeTransfer
Record UpdatedMay 24, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$910.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
AddressPO BOX 636 MOUNT DESERT ME 046600636, MOUNT DESERT, ME 04660-0636

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$925,252 (-7.23%) Land $557,919 Building $367,333$925,252 (-7.23%) Land $557,919 Building $367,333
2024$7,115.00 (+10.6%)$997,387 (+12.2%) Land $633,569 Building $363,818$997,387 (+12.2%) Land $633,569 Building $363,818
2023$6,433.00 (+22.25%)$888,973 (+53.46%) Land $540,898 Building $348,075$888,973 (+53.46%) Land $540,898 Building $348,075
2022$5,262.00$579,305 Land $226,950 Building $352,355$579,305 Land $226,950 Building $352,355

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879714011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 369 individual NFIP policies nearby
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies369 in force
Nearby Flood Claims381 (1998–2022)
Most Recent ClaimSep 2022, tidal / storm surge, Hurricane Ian
Claims By Storm
  • Hurricane Irma, Sep 2017 · 167 claims
  • Hurricane Wilma, Oct 2005 · 76 claims
  • Hurricane Georges, Sep 1998 · 122 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 184 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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