31004 Co Rd 2, Saint Joseph, MN 56374 Property Records

Stearns County property record for 31004 Co Rd 2, Saint Joseph, MN 56374

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,132 sqft · built 1975
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,274 (2026)
Flood Zone	Zone X (minimal risk)
APN	`84-53300-0238`

Property Details

APN / Parcel Number

Primary APN	`84-53300-0238`
Alternative APN	`31206410000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,132 sqft Living Area
1st Floor Area	1,120 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	24,829 sqft (0.57 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	31004 COUNTY ROAD 2
City	SAINT JOSEPH
State	MN
Zip	56374-8000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.57 A. S93.2' OF W264' OF SE4SW4 SECTION 03 TOWNSHIP 124 RANGE 029 SECTION 03 TOWNSHIP 124 RANGE 029
Legal Range	29W
Legal Township	124
Legal Section	03
Jurisdiction	STEARNS MN
Township / Civil Division	ST. JOSEPH
Census Block Group	2
Census Block	2025
Census Tract	11308

Owner

31004 Co Rd 2 is owned and occupied by two individuals.

Source: Stearns County records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	31004 COUNTY ROAD 2, SAINT JOSEPH, MN 56374-8000
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 31004 Co Rd 2 was $2,274.

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Joseph City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,274.00	$267,600 (+2.69%) Land $56,400 Building $211,200	$267,600 (+2.69%) Land $56,400 Building $211,200
2025		$260,600 Land $52,700 Building $207,900	$260,600 Land $52,700 Building $207,900
2023	$2,134.00	$253,200 Land $52,700 Building $200,500	$253,200 Land $52,700 Building $200,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31004 Co Rd 2 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 31004 Co Rd 2 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20