3100 Willow Bend Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 3100 Willow Bend Dr, Saint Charles, MO 63303

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,274 sqft · built 1993
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$166,000 (Mar 2000)
Tax Bill	$4,220 (2024)
Deeds & Mortgages	Jan 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`A870001022`

Property Details

APN / Parcel Number

Primary APN	`A870001022`
Alternative APN	`3-0015-6006-00-0001.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,274 sqft Living Area
Gross Area	3,874 sqft
1st Floor Area	2,274 sqft
Basement Area	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	378 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A870001022
Street Address	3100 WILLOW BEND DR
City	SAINT CHARLES
State	MO
Zip	63303-6535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MERRIWEATHER PK #1 LOT 1
Legal Subdivision	MERRIWEATHER PK #1
Legal Lot Number	1
Jurisdiction	ST CHARLES MO
Township / Civil Division	HARVESTER
Census Block Group	1
Census Block	1004
Census Tract	311148

Owner

3100 Willow Bend Dr is owned and occupied by two individuals who acquired it in January 2021.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3100 WILLOW BEND DR, SAINT CHARLES, MO 63303-6535
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2000 · Amount on File
Deed Sale	Mar 20, 2000 · Amount on File
Deed Document Number	200015961
Deed Book / Page	2373 / 484
Last Transfer Date	Jan 18, 2021
Transfer Doc	0000008910
Record Updated	Sep 20, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 29, 2021
Property Address	3100 WILLOW BEND DR, SAINT CHARLES, MO 63303-6535
Document Number	0000008910
Instrument Date	Jan 18, 2021
Instrument	8910
Transaction Type	Transfer
Record Updated	Apr 5, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3100 WILLOW BEND DR ST CHARLES MO 633036535, ST CHARLES, MO 63303-6535

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,576 (-)	$392,507 (-) Land $56,000 Building $336,507
2025		$74,576	$392,507 Land $56,000 Building $336,507
2024	$4,220.00
2023		$68,247
2022			$359,193 Land $40,000 Building $319,193

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3100 Willow Bend Dr in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	16 (1979–2024)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Jul 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 2022 · 2 claims Severe Storms & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3100 Willow Bend Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20