3100 Suffolk Dr, Shelby, NC 28152 Property Records

Cleveland County property record for 3100 Suffolk Dr, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	1,451 sqft · built 1978
Lot Size	0.445 acres (19,404 sqft)
Owner	Individual Name on Record
Last Sale	$95,500 (May 2018)
Tax Bill	$1,613 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30432`

Property Details

APN / Parcel Number

Primary APN	`30432`
Alternative APN	`1320130`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,451 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2001
Exterior Material	Brick
Lot Area	19,404 sqft (0.445 acres)
Lot Dimensions	196 ft deep x 99 ft wide

Exterior Amenities

Porch	Slab
Porch Area	392 sqft
Deck Area	300 sqft
Storage Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1320130
Street Address	3100 SUFFOLK DR
City	SHELBY
State	NC
Zip	28152-7587
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	#20BLK I PB12-41CAMDENAC
Legal Subdivision	CAMDEN ACRES
Legal Block	1
Legal Lot Number	20
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	6
Census Block	6008
Census Tract	951200

Owner

Source: Cleveland County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3100 SUFFOLK DR, SHELBY, NC 28152-7587
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 9, 2018	Warranty Deed, Transfer · FHA Mortgage GEORGIA BKNG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2018 · Amount on Record
Deed Sale	May 9, 2018 · Amount on Record
Deed Document Number	201813331
Deed Book / Page	1767 / 346
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Recording Date	Apr 2, 2026
Property Address	3100 SUFFOLK DR, SHELBY, NC 28152-7587
Document Number	0200126502
Book / Page	1970 / 2234
Instrument Date	Mar 30, 2026
Instrument	2026200126502
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	PA-ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3100 SUFFOLK DR, SHELBY, NC 28152-7587

Mortgage

Document Number	0200126502,
Date	Apr 2, 2026
Book Page	1970/2234
Instrument	2026200126502

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	3100 SUFFOLK DR, SHELBY, NC 28152-7587
Transaction Type	Mortgage
Record Updated	Mar 9, 2022
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018651999
Date	Feb 22, 2022
Book Page	1865/1999
Instrument	200068847

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	May 9, 2018
Property Address	3100 SUFFOLK DR, SHELBY, NC 28152-7587
Document Number	0017670346
Book / Page	001767 / 000346
Instrument Date	Apr 23, 2018
Instrument	13331
Transaction Type	Transfer
Record Updated	Jun 14, 2018

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$191.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3100 SUFFOLK DR SHELBY NC 281527587, SHELBY, NC 28152-7587

Mortgage

Document Number	17670349
Date	May 9, 2018
Book Page	001767/000349
Instrument	13332

Lender

Name	GEORGIA BKNG
Type	Funding / Finance Company
Address	ATLANTA, GA 30339

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 8, 2048

Mortgage

Document Number	17670359,
Date	May 9, 2018
Book Page	001767/000359
Instrument	1333

Lender

Name	GEORGIA BKNG
Type	Funding / Finance Company
Address	ATLANTA, GA 30339

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$158,959 (-) Land $15,384 Building $143,575	$158,959 (-) Land $15,384 Building $143,575
2025	$1,613.00	$158,959 (+14.49%) Land $15,384 Building $143,575	$158,959 (+14.49%) Land $15,384 Building $143,575
2023		$138,841 Land $9,890 Building $128,951	$138,841 Land $9,890 Building $128,951

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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