3100 Spring Station Rd, Midway, KY 40347 Property Records

Woodford County property record for 3100 Spring Station Rd, Midway, KY 40347

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 3,972 sqft
Lot Size	69.4 acres (3,023,064 sqft)
Owner	Individual Name on Record
Last Sale	$640,413 (Dec 2011)
Tax Bill	$10,031 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-0000-007-00`

Property Details

APN / Parcel Number

Primary APN	`27-0000-007-00`
Alternative APN	`25214`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,972 sqft Living Area
Family Room	Family Room

Exterior

Exterior Material	Wood
Foundation Type	Stone
Lot Area	3,023,064 sqft (69.4 acres)
Garage Type	Detached
Parking Spaces	13 Parking Spaces
Shed	1 Shed
Shed Area	1,152 sqft
Total Buildings	3 Buildings

Location & Zoning

Account Number	25214
Street Address	3100 SPRING STATION RD
City	MIDWAY
State	KY
Zip	40347-8011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE
Jurisdiction	WOODFORD KY
Township / Civil Division	MIDWAY
Census Block Group	1
Census Block	1031
Census Tract	50400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Big Sink Rural Historic District listed 1994 · 257 contributing resources · NRIS 93001523

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Woodford County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 4245, MIDWAY, KY 40347-4245
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage WESBANCO BANK INC
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage WESBANCO BANK INC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Dec 16, 2011 · Amount on Record
Deed Sale	Dec 16, 2011 · Amount on Record
Deed Document Number	0000265475
Deed Book / Page	265 / 475
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODFORD KY
Property Address	3100 SPRING STATION RD, MIDWAY, KY 40347-8011
Transaction Type	Mortgage
Record Updated	Nov 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M929/289
Date	Oct 27, 2021
Book Page	M929/289
Instrument	116771

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	WHEELING, WV 26003

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2036
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7.5%
Index	1-Year CMT
Margin	3
Max Rate	7.5%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODFORD KY
Property Address	3100 SPRING STATION RD, MIDWAY, KY 40347-8011
Transaction Type	Mortgage
Record Updated	Jun 16, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M868/1
Date	Jun 3, 2020
Book Page	M868/1
Instrument	89811

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	WHEELING, WV 26003

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Jun 1, 2035
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	8.12%
Index	1-Year CMT
Margin	3
Max Rate	8.12%

Tax Assessment & Valuation

Source: Woodford County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Woodford County
Unified School District	Woodford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,031.00 (+1.09%)	$1,034,200 (+10.41%)	$1,034,200 (+10.41%)
2023	$9,923.00	$936,700	$936,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1978–2015)
Most Recent Claim	Apr 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NE WOODFORD CO WATER DISTRICT serves 2,644 people · EPA ID KY1200310
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	50 / 3
Verizon Fixed Wireless	25 / 6

May also be available: T-Mobile.

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