3100 Primrose Ave, Middleburg, FL 32068 Property Records

Clay County property record for 3100 Primrose Ave, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 816 sqft · built 1990
Lot Size	1.48 acres (64,773 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Sep 2021)
Tax Bill	$1,527 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-05-24-006698-076-00`

Property Details

APN / Parcel Number

Primary APN	`32-05-24-006698-076-00`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	816 sqft Heated Area
Gross Area	936 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	64,773 sqft (1.48 acres)
Lot Dimensions	366 ft deep x 177 ft wide
Porch	Porch
Porch Area	120 sqft
Storage Building	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3100 PRIMROSE AVE
City	MIDDLEBURG
State	FL
Zip	32068-6085
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 1 BLK 133 BLACK CREEK PARKUNIT 1 AS REC O R 4503 PG 462, 4914 PG 1496
Legal Range	24
Legal Township	05
Legal Section	28
Legal Subdivision	BLACK CREEK
Legal Block	133
Legal Lot Number	1
Legal Unit	1
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	1
Census Block	1039
Census Tract	30106

Owner

3100 Primrose Ave is owned and occupied by an individual who acquired it in March 2025.

Source: Clay County records, as of December 18, 2025

Owner of Record	Individual Name on File
Co-owner	2 Co-owners on File
Mailing Address	3100 PRIMROSE AVE, MIDDLEBURG, FL 32068-6085
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Sep 1, 2021 · Amount on File
Deed Sale	Sep 1, 2021 · Amount on File
Prior Sale	Sep 1, 2021 · Amount on File
Deed Document Number	0045030462
Deed Book / Page	4503 / 462
Last Transfer Date	Mar 28, 2025
Transfer Doc	0049141496
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Sep 1, 2021
Property Address	3100 PRIMROSE AVE, MIDDLEBURG, FL 32068-6085
Document Number	0045030462
Book / Page	4503 / 462
Map Reference	MB 11 PG 21-33
Instrument Date	Aug 16, 2021
Instrument	2021054854
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3100 PRIMROSE AVE, MIDDLEBURG, FL 32068-6085

Mortgage

Document Number	0004503464
Date	Sep 1, 2021
Instrument	4503/464

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3100 Primrose Ave was $1,527 with a homeowner's exemption.

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,527.00 Homeowner's exemption	$140,294	$151,839 Land $32,500 Building $119,339
2023	$1,734.00 (+10.8%) Homeowner's exemption	$132,370 (+3%)	$145,911 (+13.54%) Land $30,000 Building $115,911
2022	$1,565.00 Homeowner's exemption	$128,515 Land $25,000 Building $103,515	$128,515 Land $25,000 Building $103,515

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3100 Primrose Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	5 (2017)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3100 Primrose Ave is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20