3100 Oceanside Ct, Plainfield, IL 60586 Property Records

Will County property record for 3100 Oceanside Ct, Plainfield, IL 60586

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,887 sqft · built 2004
Lot Size	0.24 acres (10,425 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Apr 2017)
Tax Bill	$7,407 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-03-30-106-056`

Property Details

APN / Parcel Number

Primary APN	`06-03-30-106-056`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,887 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Roof Material	Shingle
Lot Area	10,425 sqft (0.24 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3100 OCEANSIDE CT
City	PLAINFIELD
State	IL
Zip	60586-5106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 578 IN CLEARWATER SPRINGS AT MIRAGE UNIT 3 PHASE 3, BEING A SUB OF PRT OF FRAC'L SEC. 30, T36N-R9E.
Legal Range	09E
Legal Township	36N
Legal Section	30
Legal Subdivision	CLEARWATER SPRINGS
Legal Phase	3
Legal Lot Number	578
Legal Unit	3
Jurisdiction	WILL IL
Township / Civil Division	PLAINFIELD
Census Block Group	2
Census Block	2007
Census Tract	880431

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3100 OCEANSIDE CT, PLAINFIELD, IL 60586-5106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2020	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE
Aug 13, 2019	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE
Apr 10, 2017	Warranty Deed, Transfer · FHA Mortgage CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2017 · Amount on Record
Deed Sale	Apr 10, 2017 · Amount on Record
Prior Sale	Aug 20, 2014 · Amount on Record
Deed Document Number	201728090
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3100 OCEANSIDE CT, PLAINFIELD, IL 60586-5106
Document Number	0000052056
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Jul 15, 2020
Title Company	SNP TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3100 OCEANSIDE CT PLAINFIELD IL 605865106, PLAINFIELD, IL 60586-5106

Mortgage

Document Number	0000052056
Date	Jul 1, 2020
Instrument	52056

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3100 OCEANSIDE CT, PLAINFIELD, IL 60586-5106
Document Number	0000055501
Instrument Date	Aug 13, 2019
Transaction Type	Mortgage
Record Updated	Sep 5, 2019
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3100 OCEANSIDE CT PLAINFIELD IL 605865106, PLAINFIELD, IL 60586-5106

Mortgage

Document Number	0000055501
Date	Aug 21, 2019
Instrument	55501

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2049

Interest

Rate Type	Fixed Rate
Rate	3.99%

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Apr 10, 2017
Property Address	3100 OCEANSIDE CT, PLAINFIELD, IL 60586-5106
Document Number	0000028090
Map Reference	DOC R2004-31421
Instrument Date	Mar 28, 2017
Instrument	R2017028090
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	REGENCY TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,080.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3100 OCEANSIDE CT, PLAINFIELD, IL 60586-5106

Mortgage

Document Number	0000028091
Date	Apr 10, 2017
Instrument	R2017028091

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

Interest

Rate	3.87%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Plainfield Township
Municipality	Joliet City
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,407.00 (+16.76%)	$116,036 (+8.45%) Land $27,042 Building $88,994	$348,108 (+8.45%) Land $81,126 Building $266,982
2024		$106,995 (+23.28%) Land $24,935 Building $82,060	$320,985 (+23.28%) Land $74,805 Building $246,180
2022	$6,344.00 Homeowner's exemption	$86,792 Land $20,227 Building $66,565	$260,376 Land $60,681 Building $199,695

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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