3100 N Main St, Findlay, OH 45840 Property Records

Hancock County property record for 3100 N Main St, Findlay, OH 45840

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	5,372 sqft · built 1996
Lot Size	0.573 acres (24,964 sqft)
Owner	Company Name on File
Last Sale	$40,000 (Jun 2013)
Tax Bill	$3,442 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Sep 2023 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1010-011-01-038.000`

Property Details

APN / Parcel Number

Primary APN	`1010-011-01-038.000`
Alternative APN	`560000177220`

Interior

Plumbing Fixtures	3 Plumbing Fixtures
Stories	1 Story
Building Area	5,372 sqft Living Area
Elevator	Elevator

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	24,964 sqft (0.573 acres)
Lot Dimensions	158 ft deep x 158 ft wide

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3100 N MAIN ST
City	FINDLAY
State	OH
Zip	45840-4126
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	BROWNS ADD LOT 124-126 & PT ALYS
Legal Subdivision	BROWNS ADD
Legal Lot Number	124-126
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	3
Census Block	3000
Census Tract	400

Owner

3100 N Main St, a commercial property, is owned by a company that acquired it in April 2014.

Source: Hancock County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	1284 1ST ST, FINDLAY, OH 45840-6585
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK
Sep 21, 2023	Deed of Trust, Mortgage · Construction Mortgage THE FIRST NATIONAL BANK OF PANDORA
Jan 26, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2013 · Amount on File
Deed Sale	Jun 10, 2013 · Amount on File
Prior Sale	Nov 20, 1992 · Amount on File
Deed Document Number	20136226
Deed Book / Page	2443 / 1387
Last Transfer Date	Apr 8, 2014
Transfer Doc	02458/2613
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Recording Date	Oct 2, 2026
Property Address	3100 N MAIN ST, FINDLAY, OH 45840-4126
Document Number	0000007477
Book / Page	2633 / 1625
Instrument Date	Sep 24, 2026
Instrument	20267477
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	WHITMAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000007477,
Date	Oct 2, 2026
Book Page	2633/1625
Instrument	20267477

Lender

Name	FIRST NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 24, 2036

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	3100 N MAIN ST, FINDLAY, OH 45840-4126
Transaction Type	Mortgage
Record Updated	Oct 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002606/65
Date	Sep 21, 2023
Book Page	2606/65
Instrument	202300006360

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 15, 2033

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	3100 N MAIN ST, FINDLAY, OH 45840-4126
Transaction Type	Mortgage
Record Updated	Apr 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02532/1927
Date	Jan 26, 2018
Book Page	2532/1927
Instrument	201800000692

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 19, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 3100 N Main St was $3,442, up 1.8% from the year before.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,442.00 (+1.77%)	$63,570 (+10.04%) Land $28,200 Building $35,370	$181,630 Land $80,580 Building $101,050
2024	$3,382.00 (+4.29%)	$57,770 (-) Land $24,550 Building $33,220
2023	$3,243.00	$57,770 Land $24,550 Building $33,220
2022			$165,070 Land $70,150 Building $94,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3100 N Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3100 N Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Amplex Wireless, MetaLINK Technologies.

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